Man borrows 1 million and buys a Bugatti.
Insures it for 2.2 million.
Intentionally drives it into ocean and tells insurance company he was distracted by his phone
or maybe a pelican. 
Unfortunately for him, someone filmed the whole thing because, well, you don't see someone driving a Bugatti everyday.
He's now facing 20 years and has neither a Bugatti nor 1 million dollars.
http://www.chron.com/news/texas/article/Officials-Man-deliberately-ruined-his-1M-car-5713949.php
Here's the video.

Insures it for 2.2 million.

Intentionally drives it into ocean and tells insurance company he was distracted by his phone


Unfortunately for him, someone filmed the whole thing because, well, you don't see someone driving a Bugatti everyday.

He's now facing 20 years and has neither a Bugatti nor 1 million dollars.

http://www.chron.com/news/texas/article/Officials-Man-deliberately-ruined-his-1M-car-5713949.php
Here's the video.
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