I'm a first-time buyer, fam. I'm not dumb enough to buy a brand new car + the extra high insurance I'd have to pay. Insurance alone would be $200 at a minimum.
I should've given more information in my post, that's my bad.
What car could I get with $5,000 down & a credit score of 705?
- Thread starter HabitualChiller
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- car drop da azz ooooo yeeeahhh
I should've given more information in my post, that's my bad.
I can do a monthly payment of $500, but I feel comfortable with anything south of $300.
What car do I want? Something reliable with low maintenance costs. Preferably, something with a rear-view camera and bluetooth, if possible.
Get the Wraith
Kyle C. Barker
Migos VERZUZ Mahalia Jackson
Car payments do suck...
But if you gotta have a car I'd slap it down on a 3 year old honda civic w/ about 30,000 miles. That'll run you about $13,000 and with an $8000 loan you'll be paying less than $150 a month for it
But if you gotta have a car I'd slap it down on a 3 year old honda civic w/ about 30,000 miles. That'll run you about $13,000 and with an $8000 loan you'll be paying less than $150 a month for it
FeloniousMonk
Dont mind me..Im a azzhole
Bet.
I would buy a 10k car, put the 5 down, make payments over couple years to help build credit.
Thats probably the best thing you can do, depending on car and overall price.
Edit: theres good advice in the thread too.
Kyle C. Barker
Migos VERZUZ Mahalia Jackson
And don't buy the extended warranty. It's a cash grab for dealers. Also if they try to stick you with a dealership fee for more than $200, walk away.
Matter fact call and ask what the dealership fee is before you walk in. You gotta come prepared because car dealers are scum and see black people as a lick.
At 705 you can shoot for a 2% interest rate. I think mine was a tad lower but I bought my civic 8 years ago (yeah it's still running with the same engine and transmission)
Matter fact call and ask what the dealership fee is before you walk in. You gotta come prepared because car dealers are scum and see black people as a lick.
At 705 you can shoot for a 2% interest rate. I think mine was a tad lower but I bought my civic 8 years ago (yeah it's still running with the same engine and transmission)
you military now breh the dealer will finess you into something you cant afford
but what area you in? you can find at least a 2009 sedan cash for 5k
but what area you in? you can find at least a 2009 sedan cash for 5k
what car can I get .. less 100000 miles... for 5000 cash?
Ain’t happening breh......you looking at 100k miles for $5000 for sure
fax
if its in good condition 100k aint bad especially if the owner has maintenance receipts