We're talking about degrees of improvement here. You're saying technology pros slightly outweigh the cons whereas I'm saying the opposite, the pros are so monumental, the cons don't even begin to compare. But...
Life before computers had the same expectations. If you had a phone, there was expectations that you'd be able to answer that phone whenever it rang within reasonable hours like when you're off or before you go to work.
Having the phone on you more doesn't change that expectation because the phone is inherently supposed to be the means of contact. It's supposed to let people contact you whenever.
That seems like a personal issue, not technology and purely anecdotal. You can still hand over cash if you want to so it feels less of an illusion to you. Having online and mobile banking enhances the experience making it easier and less time consuming to go to the bank, talk with a rep/teller, write checks, etc.
Again, same thing. Banks still give out check books with the accounting pages so you can bookkeep all your invoices by hand. Now, there's apps that can do that and all you have to do is download it and put in your bank account. That's game changing and allows people who never was able to manage their accounts to have a computer do it for them and more accurately with warning texts when you're about to go overboard.
Text does that to an extent. It'll never outdo video chat which is pretty popular now. So there's that?
Technology allows people to connect across the planet. It also allows us to check on anything we're about to do or purchase because making that decision. All those overloads are real but we, for now, still have to the choice to opt out of all this shyt.
I know people who don't have any trace on the internet. Ask me that shyt in twenty years and I'm sure my answer will be different and THEN I'll start to agree with you... maybe.