What's your credit card setup like?

[Kasgoinjail]

I dont have any and my credit rating went up by 100 and set to go up by 30 more points 2moro



How Sway?

I'm guna be back up to 800 by the year is out with ZERO credit card debt.

I dont think u really need credit to build credit
Just paying ur bills on timely, keeping up with rent and 1 or 2 outright purchases and ur climbing.

O yh u don't need those *fix ur credit scammers either

 

[Devilinurear]

Seems like a fishing thread

 

[BaileyPark31]

Navy Fed Flagship - 29k
Navy Fed Amex - 37k
Apple Card - 5.5k

1% Utilization/800+ Sco

How do I get out of the circle.of low limit cards? Like above 2k?

 

[Big Blue]

Capital One Venture- almost never use but it's my oldest account
Chase Freedom- groceries only since they constantly have points for food
Chase Sapphire Reserve- the card that takes up almost all of my expenses I have almost 2 racks in travel points. About to be a fun summer

I'm seriously considering getting the Delta card since that's my main airline.

 

[detroitwalt]

My main cards are:
Chase Sapphire Reserve which I use the most
Delta Reserve Amex for plane tickets
Marriott Amex for hotels and automatic platinum status at Marriott hotels
Amex Plat which I mainly use for Amazon purchases
I also have a Hilton brand Amex that I got just for either diamond of gold status that comes with it although I rarely stay at Hilton hotels.

All have a zero balance except for the CSR but that’s only because the next billing cycle hasn’t hit yet. Credit score was 819 last I checked.

 

[Gilly]

How do I get out of the circle.of low limit cards? Like above 2k?

Find somebody to sponsor you into Navy Fed

Every 6 months is 8k increases.. 80k max limit

 

[Gilly]

Any cash back on them?

Flagship - 3x pts for Travel/2x pts everything else .. $120 credit to TSA pre check or global entry.. Free yearly Amazon prime

Amex - 3x restaurants/food delivery, supermarkets, gas.. 1x everything else

Apple - 2% cashback using tap to pay/3% on Apple products/select stores