When my credit limit going to go up?
- Thread starter Formerly Black Trash
- Start date
credit one is the worst. anyway. not all lenders give increases. I used to have a Best Buy Mastercard with 300 limit. let my daughters use it. paid it in full every month for about 3 years and they denied increase every time, meanwhile I had AMEX, Barclays, Chase accounts with 10-15k limits. read about many others who had same issue with that card. one of the worst cards I ever had.
Formerly Black Trash
Philosopher, Connoisseur, Future Legend
I looked at Barclay today and they said its only for uk
I don’t think these credit card companies verify your income. Shoot I work for the bank one of my credit cards is through and include my husband income when I asked for an increase and got it instantly.
I had a 7k limit with best buy before I closed. Citi doesn’t grant increases to people who have too much credit out there. Your a risk so maybe that’s what it is. Either you had too much open credit or too close to your max on other credit cards
how many increases did you get tho? like I said, you can google it and see how many people had issue with them and I had when was Synchrony and Citi. I knew people that had 5k and 7k limits too. most people that started with a limit never got an increase regardless of the amount. I also had two other Citi accounts and they had no problem with increases. and this isnt just Best Buy, just letting the OP know that not every lender gives increases...which you just attested to by referencing Citi. AMEX, CapOne, Barclays were all pretty easy to work with as far as increase. also could be OP profile which I wasnt going that deep. just making a simple observation.
barclaycardus.com
I only asked for one. Went from 3000 to 7000. I cancelled because Best Buy customer service is the worse when it comes to products and their rewards are only for Best Buy purchases.
You can get an increase. I had synchrony bank too for Ashley furniture and Walmart. Never asked for one with Ashley furniture. Got several over the course of years with Walmart. You should have read your adverse action letter it tells you why you were denied. People have to understand a great credit score doesn’t guarantee you an increase. There are other factors taken into consideration. Of course there are complaints about not getting an increase from best buy. You’ll find complaints from every credit card about increases . Sounds like to me you have too many credit cards. Too much available credit can be bad if the lender thinks you don’t have the funds to pay.
east
Screwed up... till tha casket drops!!
ur gonna like it, they really treat their cardholders right. a lotta ppl complained how corona was fukking up their travel plans so chase made the annual travel credit apply to groceries too.This
Man after I did some research..... I fux with Chase
Trynna work my way to that Chase Trifecta
not to mention the free global entry, priority pass, etc... no more lines at the airport and i be taking free naps in suites during my layovers 
Formerly Black Trash
Philosopher, Connoisseur, Future Legend
How's Discover and Amex?ur gonna like it, they really treat their cardholders right. a lotta ppl complained how corona was fukking up their travel plans so chase made the annual travel credit apply to groceries too.
I heard they had the best flight cards
DrunkenNovice
Superstar
Probably never seeing an increase with credit one
Formerly Black Trash
Philosopher, Connoisseur, Future Legend
WelpProbably never seeing an increase with credit one
Glad Capital One approved me today
Bryan Danielson
Jmare007 x Bryan Danielson x JLova = King Ghidorah
I think every airline has their own CC partners. You just need to decide which airline you prefer.
Like American Airlines is my fav but they don’t deal with Chase.
That’s the only negative for me
DrunkenNovice
Superstar
Capital one will let you eat
Like ppl said before just start living through your card (but don't overspend) and keep paying it off. In my experience Cap1 will auto raise your limit every 3-6 months with no hard credit pull.
CreepyMcCreeperson
Veteran
Merrick, Orchard, Credit One, First Premier, all trash!
Stick with Capital One, and Discover
Capital one will let you eat
Like ppl said before just start living through your card (but don't overspend) and keep paying it off. In my experience Cap1 will auto raise your limit every 3-6 months with no hard credit pull.
It depends when Capital One. I read they will approve for certain cards, and never raise your limit. I had a Quicksilver One, and they have never raised the limit. But I had a platinum, and they let me upgrade to a regular Quicksilver, and they keep raising that limit.