It sounds crazy but some people don't give a fukk about money or a plan for anything
One of my friends is a reasonable intelligent human being, he got his girl pregnant while in college and wanted to keep the baby despite not having a job, not being financially stable, just wanted that family with his girl.......crazy, I know. She ended up saving him from himself
I also met a chick off tinder who worked at boston market and was still in school talking about how she wanted a baby. I looked at her like she was crazy & asked don't you want to be stable before you have a child....& she just was content.
but yeah for the most part there are a lot of accidents out here.