It doesn't have to end with that but even a few $100 can make a great difference. Almost everything starts small.
Exactly, I wouldn't expect it to start large you have to create the lane before others follow the path I dig it, we would all put into it maybe monthly/bi-weekly and when others see how it benefits those involved they would get involved. And maybe instead of having one cat oversee the entire investment we have a select group of cats not to many though 3-5 at best, we setup a system where users can see whats invested but to access it we have some sort of codes that each user is given and have to use together in order to actually manipulate the funds.
Sort of like google authentication, but between 3-5 people and these people would collectively have to put that code in for any one of the 3-5 to actually make use of the investment, it's the easiest way we can avoid the "i don't know that negro" syndrome.