What you just posted essentially validates my point... and I actually know a few millionaires since they are family to my friends. You just went off to point that the A+ types are employees, and I don't disagree with you there. The people that I am talking about, none of them have a bachelors. They all own their own businesses. What they do have in lieu of formal education is an uncommon level of dedication and hustle and they are extremely headstrong and do things 'their way.' In the typical school structure, they'd get docked off points because they might get bored or wouldn't care to do things the way school wants them to do it, and hence get marked down for their lack of obedience. For the average person, school is a great way to get some sort of stable income, hence being an employee, but nowadays, you have to watch out how much debt you get put in as well.

If you insist on continuing this topic, make a new thread and I'll move these posts in there.