context breh..
Help, I got a lien on my property
- Thread starter MrRDU
- Start date
context breh..
So ya mama gave u a gift and really she gave u a debt she couldn't pay
Nah couldn't be me
My moms know I don't play that shyt
I could see her telling u the whole situation and saying u could have the land if u could settle the lien
Nah couldn't be me
My moms know I don't play that shyt
I could see her telling u the whole situation and saying u could have the land if u could settle the lien
Biblical Goon
Superstar
Yikes. Better sell that shyt my boy
Civil judgement for an unpaid loan. The lien on my property is from Discover bank.
King
The black man is always targeted.
Lemme hold 2 acres and I can slide you halfIt's 4 acres so Im really trying to keep it but 16k
Hopefully they'll be willing to take 3-4k
So ya mama gave u a gift and really she gave u a debt she couldn't pay
Nah couldn't be me
My moms know I don't play that shyt
I could see her telling u the whole situation and saying u could have the land if u could settle the lien
She still owns the majority of the total piece. She said she didnt know but they had to have sent letters. Worst come to worse i'll pay the 16k. The loan was for $425k so idk if im willing to start over for 16k.
What was the lein for?
blockburna420
Consecutive thumbs up
so this is for a loan and not taxes?
I'm thinking credit card. It was discover bank but I called them & they said they usually dont go that route but the dept I need to speak with was closed.
Some Jew going to scoop that shyt up.. You better get the money ASAPLien doesnt expire until 2026
Is this a rural area or urban? If you get it reduced down to around $8-10K you got four acres to do what you want. That's amazing! Plots of land aren't cheap
1140 Oriole Dr SW LOT 8, Atlanta, GA 30311 | MLS #8942992 | Zillow
0-0A Niskey Lake Rd SW, Atlanta, GA 30331 | MLS #6838125 | Zillow
8121 Broadway St, Houston, TX 77061 | MLS #15067772 | Zillow
1140 Oriole Dr SW LOT 8, Atlanta, GA 30311 | MLS #8942992 | Zillow
0-0A Niskey Lake Rd SW, Atlanta, GA 30331 | MLS #6838125 | Zillow
8121 Broadway St, Houston, TX 77061 | MLS #15067772 | Zillow
That's a fukk up on the attorney's part as it was their job to double check and see if there was any liens on the property. Even OP should have double checked at the courthouse just to be sure.
To be fair my attorney said he doesnt do title searches & referred me to another attorney if I wanted to pursue it.
Have any of yall settled a debt before? How was the process?
Sort of. We had a situation last year where my grandmothers land ended up being lost because of unpaid taxes (long story.) We ended up having to settle and pay $5,000 to the person who paid the back taxes on the land and had the deed to the property. It was a time consuming process as they had to go to court and such, but all parties were willing to settle so it made the process much easier.
If you want to keep the land, then, your best bet would be to get into contact with the holder of the lien and see how much they are willing to will settle for. Personally, I'd keep the land as it could worth of value years down the road hypothetically speaking if someone wanted to buy it to build a new company or of that nature.
ultraflexed
Superstar
OP listen this exactly what you do
1. Re-fiance and roll the debt or (take some of the equity out to pay the debt) in the mortgage which at that amount will only raise your overall mortgage by 100 dollars and you'll probably get a lower interest %. Re-fi through a credit union
2. Take out a separate loan an pay the lien out right.
3. Try to settle if possible for a low amount.
1. Re-fiance and roll the debt or (take some of the equity out to pay the debt) in the mortgage which at that amount will only raise your overall mortgage by 100 dollars and you'll probably get a lower interest %. Re-fi through a credit union
2. Take out a separate loan an pay the lien out right.
3. Try to settle if possible for a low amount.
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