62% of Americans have less than $1000 in savings

Remote

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The money is out there.

But supposedly Redistribution of wealth from the top 0.1% is off the table.

:francis:
 

Luck

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Bad spending habits :francis:

There's people well into 6 figures that live check to check, people make more money and spend more money instead of living the way they lived before they were making a lot of money.

One of the dumbest things I see people do is buy nice ass cars while still paying another nikka rent. You could've put that money towards a house and had something that doesn't depreciate to show for it but you rather try to look nice on the street for nikkas that don't give a shyt about that outside of a quick glance or two
 

iBrowse

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Bad spending habits :francis:

There's people well into 6 figures that live check to check, people make more money and spend more money instead of living the way they lived before they were making a lot of money.

One of the dumbest things I see people do is buy nice ass cars while still paying another nikka rent. You could've put that money towards a house and had something that doesn't depreciate to show for it but you rather try to look nice on the street for nikkas that don't give a shyt about that outside of a quick glance or two
Just reading that makes me physically uncomfortable smfh.
 

iFightSeagullsForBread

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Bad spending habits :francis:

There's people well into 6 figures that live check to check, people make more money and spend more money instead of living the way they lived before they were making a lot of money.

One of the dumbest things I see people do is buy nice ass cars while still paying another nikka rent. You could've put that money towards a house and had something that doesn't depreciate to show for it but you rather try to look nice on the street for nikkas that don't give a shyt about that outside of a quick glance or two

Dude, don't shyt on people who choose to rent over buying a house from the jump. A lot of factors dictate why people don't do that.
 

Luck

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Yeah, bad spending habits; I'm sure THAT'S the sole cause. :mjlol:

Nobody says it is but it's a huge contributor.

Look at how many people will get lump sums back from tax returns and run through that shyt in a month or two on straight dumb shyt.
 

Luck

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Dude, don't shyt on people who choose to rent over buying a house from the jump. A lot of factors dictate why people don't do that.

That's understandable but I'm talking about the people that are in a position to but don't obviously breh
 

Starski

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Bad spending habits :francis:

There's people well into 6 figures that live check to check, people make more money and spend more money instead of living the way they lived before they were making a lot of money.

One of the dumbest things I see people do is buy nice ass cars while still paying another nikka rent. You could've put that money towards a house and had something that doesn't depreciate to show for it but you rather try to look nice on the street for nikkas that don't give a shyt about that outside of a quick glance or two


Nah the worst is when someone buys a brand new bmw but lives on a block w/ 3 boarded up houses and 2 burnt down ones....Newark :mjcry:
 

Shadow King

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Nah the worst is when someone buys a brand new bmw but lives on a block w/ 3 boarded up houses and 2 burnt down ones....Newark :mjcry:
My aunt's stepson living in the belly of Newark with a Benz (which he fukked up cause he couldn't maintain) :snoop:

And I see people where I'm at in luxury cars and think "you could've put that down payment towards a home"
 

Rarely-Wrong Liggins

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Nobody says it is but it's a huge contributor.

Look at how many people will get lump sums back from tax returns and run through that shyt in a month or two on straight dumb shyt.

Okay, so what? Most of those who benefit from large tax returns are single parents. Your average single mom in the hood might be making $12.50 per hour taking care of two to three kids (how else do you get the refund). A lot of the "blowing" of the money comes from catching up on outstanding debt accumulated throughout the year due to inadequate household income. The remainder of the "blowing" stems from splurging on luxuries for herself and the children. God forbid someone does something more than work on this Godforsaken rock. It's already been stated that most Americans live check to check. There's a statistic that states that average household will live check to check until it reaches an annual income of 130K. So, on one hand we have those who will look upon Roger Wentworth with a nice :obama: for buying that new 4K TV which he maxed out two credit cards to finance (unbeknownst to you) and on the other we look at Shanequa Jones with disgust as she buys a PS4 for her three boys (how DARE she :scust:). There's an income level bias when it comes to living beyond your means.
 

Scrub

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Damn bank account extra
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