Bad spending habits
There's people well into 6 figures that live check to check, people make more money and spend more money instead of living the way they lived before they were making a lot of money.
One of the dumbest things I see people do is buy nice ass cars while still paying another nikka rent. You could've put that money towards a house and had something that doesn't depreciate to show for it but you rather try to look nice on the street for nikkas that don't give a shyt about that outside of a quick glance or two