62% of Americans have less than $1000 in savings

[hayesc0]

Why don't ya'll just vote Republican?

All I see is blame as if a gang of factors don't persist;

• Millennial only saving more because they are the most likely generation ever to live with their parents into adulthood
• Women usually take the kids, so of course they don't have the ability to save as much
• Low Salaries and Living Paycheck to Paycheck Make It Hard to Save <<< This is about 75% if the problem, but, ya'll sound like a Fox News anchor blaming it on Jordans

I'm convinced thecoli is full of rich kids and white boys.

Ya'll know how much regular shyt a fukking adult has to pay for outchea?

Don't you know thecoli leans far right on alot of issues.

 

[Reece]

Why don't ya'll just vote Republican?

All I see is blame as if a gang of factors don't persist;

• Millennial only saving more because they are the most likely generation ever to live with their parents into adulthood
• Women usually take the kids, so of course they don't have the ability to save as much
• Low Salaries and Living Paycheck to Paycheck Make It Hard to Save <<< This is about 75% if the problem, but, ya'll sound like a Fox News anchor blaming it on Jordans

I'm convinced thecoli is full of rich kids and white boys.

Ya'll know how much regular shyt a fukking adult has to pay for outchea?

Live below your means. I stay with roommates and I have for the last year so I can save more instead of paying for an apartment. My homie work for the government making close to six figures. And instead of living with roommates or getting a cheaper apartment further out of town, he paying 2k for a condo downtown. Now he hurting with the government being shut down and always talks about money issues when he should have racks on racks on racks saved up. Everybody wanna live above their means then cry when they have no money. It’s ass backwards.

 

[Trot LaRoc]

Live below your means. I stay with roommates and I have for the last year so I can save more instead of paying for an apartment. My homie work for the government making close to six figures. And instead of living with roommates or getting a cheaper apartment further out of town, he paying 2k for a condo downtown. Now he hurting with the government being shut down and always talks about money issues when he should have racks on racks on racks saved up. Everybody wanna live above their means then cry when they have no money. It’s ass backwards.

Ok so your one friend who overspends is representative of most broke ppl in America?

I love how ppl love to use anecdotal evidence of a few ppl to make sweeping generalized assessments.

Oh my one homie is always buying Jordans
Oh my cousin is always in the club spending
Oh my wife's friend is steady takin trips

Are there a lot of ppl who dont live within their means.....absolutely!

At the end of the day thats not the reason most ppl are broke. Ive lived near and worked with folks who are frugal as shyt, very budgetminded and can still only $20 a week if that. Ppl that have jobs that almost never get raises and dont have the time or money to get certs, degrees or alternate job training

Im a pretty no nonsense, no excuse guy but when wages stagnate and housing, food, insurance, healthcare costs steady rising, you will have a nation of broke have-nots

But naw...its all Jordans and iPhones to blame

 

[Trot LaRoc]

Not to mention constantly scrimping and saving is stressful as hell.

My wife and I are super paranoid about money so we save as much as possible. That means limited eating out, bars, vacations....just grinding grinding grinding

That shyt wears you down and makes it so you barely enjoy. Just working and saving.....it aint easy to do and it does wear on you mentally when you dont treat yourself to some amenities in life. Modern society is draining and stressful so its natural ppl fill the void with clubbing, vacations etc. Some ppl are too irresponsible with it but damn muhfukkas wanna enjoy life too....there just needs to be a middle ground between living like a monk and spendin like Big Willie

 

[mamba]

one of my good friend's parents bought this big dream home a couple years back. They easily make close to $200K a year and their kids are grown but they ain't got shyt saved because of a few reasons and when these "rainy day" emergencies occur they are because

- house maintenance is more than they first thought

- taxes are higher than they were

- they eat out often at fancy places

- they buy German cars that are always in the garage

- they buy other random shyt for the house and yard to impress their friends

- they take expensive vacations

Empty nesters, yet buying way more house than they need.

German cars are rarely a good buy unless they are still under warranty. Maintenance is a major money suck.

Keeping up with the Joneses is a terrible way to live.

 

[Reece]

Ok so your one friend who overspends is representative of most broke ppl in America?

I love how ppl love to use anecdotal evidence of a few ppl to make sweeping generalized assessments.

Oh my one homie is always buying Jordans
Oh my cousin is always in the club spending
Oh my wife's friend is steady takin trips

Are there a lot of ppl who dont live within their means.....absolutely!

At the end of the day thats not the reason most ppl are broke. Ive lived near and worked with folks who are frugal as shyt, very budgetminded and can still only $20 a week if that. Ppl that have jobs that almost never get raises and dont have the time or money to get certs, degrees or alternate job training

Im a pretty no nonsense, no excuse guy but when wages stagnate and housing, food, insurance, healthcare costs steady rising, you will have a nation of broke have-nots

But naw...its all Jordans and iPhones to blame

Whatever bruh. I’m from the ghetto section 8 and food stamps. If I can figure it out, them nikkas can too. nikkas be working since 16 and be 27 with nothing saved. What’s wrong with that picture?

 

[Listen]

I’m older than most of the Coli and honestly make more than most people I know.....and I don’t consistently have a grand in a savings account.

I spend what I make on all sorts of shyt. Mortgage, two car notes, credit cards, medical bills, food for a family of 4 etc.

Now, could I live with less, payoff my debt, only drive used cars, plan all my meals and cut all my cable bills and then always have a G in my savings? Absolutely.

 

[Saysumthinfunnymike]

Empty nesters, yet buying way more house than they need.

German cars are rarely a good buy unless they are still under warranty. Maintenance is a major money suck.

Keeping up with the Joneses is a terrible way to live.

That's how a lot of people try to live tho. I think it's fukking stupid. I buy nice things too but I can afford to do it because it's just me, I'm only supporting myself. I wouldn't buy half the shyt I buy if I had a lot of other expenses to be concerned about.

 

[Listen]

Not to mention constantly scrimping and saving is stressful as hell.

My wife and I are super paranoid about money so we save as much as possible. That means limited eating out, bars, vacations....just grinding grinding grinding

That shyt wears you down and makes it so you barely enjoy. Just working and saving.....it aint easy to do and it does wear on you mentally when you dont treat yourself to some amenities in life. Modern society is draining and stressful so its natural ppl fill the void with clubbing, vacations etc. Some ppl are too irresponsible with it but damn muhfukkas wanna enjoy life too....there just needs to be a middle ground between living like a monk and spendin like Big Willie

My parents had money issues by the time I was 10/11 and ever since I could earn money, I’ve found ways to make more than most of my family.....so I’m always of the mindset that money has no owners and I can always make more, and life will be over before I know it and I want to enjoy myself while I care to.

I got friends that are sitting on nest eggs from saving through their 20’s and then there is me lol.

 

[Skooby]

I got a vanguard, fundrise, wealthfront, ally bank savings and a few other accounts all valued over a g

Tell me about fundrise. Just saw an ad for it. Is it a monthly investment?

 

[Rawtid]

$758.33

 

[benjamin]

People are jilust terrible when it comes to money management...they get in that mode of spending each check cuz another one coming in 2 weeks until it doesnt..know a lady that spent her energy bill $ on a new phone then a week later they cut her power off..she in da house like and it's 32 degrees outside wit no heat but hey atleast she got the new new phone right

 

[head shots101]

My bytch calls me cheap cuz I watch what I spend..... Watch who y'all marry man

 

[benjamin]

My bytch calls me cheap cuz I watch what I spend..... Watch who y'all marry man

Women are children..nothing they say should be taken seriously..

 

[Hawaiian Punch]