Ok so your one friend who overspends is representative of most broke ppl in America?
I love how ppl love to use anecdotal evidence of a few ppl to make sweeping generalized assessments.
Oh my one homie is always buying Jordans
Oh my cousin is always in the club spending
Oh my wife's friend is steady takin trips
Are there a lot of ppl who dont live within their means.....absolutely!
At the end of the day thats not the reason most ppl are broke. Ive lived near and worked with folks who are frugal as shyt, very budgetminded and can still only $20 a week if that. Ppl that have jobs that almost never get raises and dont have the time or money to get certs, degrees or alternate job training
Im a pretty no nonsense, no excuse guy but when wages stagnate and housing, food, insurance, healthcare costs steady rising, you will have a nation of broke have-nots
But naw...its all Jordans and iPhones to blame