Word
62% of Americans have less than $1000 in savings
- Thread starter Koba St
- Start date
I’m about pay off my car in full ($3K more than the high end of my blue book value ) and drop $10K in savings and going to continue to add to it. I’ll finally be able to afford health insurance 
.
My credit card debt is paid off
.
I gotta rewards card coming but they ain’t rush deliver that card
so I’m using cash and I wanna use that card so I can pay for things through it and pay it off literally the next day. They know what’s coming. Ol’ puss ass cacs.
My goal will be to pay off my student loans $80K (with a masters degree) in less than 15 years. I’m doing IDR (income-driven repayment) so my payments can be low as possible to give me cushion in case I see another profitable opportunity.
Investing heavy in real estate and blue-chip stocks with high dividends payouts to get passive income.
I’m making over $41K before taxes so I’ll be looking for jobs that can get me at least $60K and maintain my current expenses (I don’t need six digits even though it would be nice). With the extra income, I’ll continue to invest more and pay off my student loan debt quicker.
Update: I’m in the masters program now.
) and drop $10K in savings and going to continue to add to it. I’ll finally be able to afford health insurance .My credit card debt is paid off
.I gotta rewards card coming but they ain’t rush deliver that card
so I’m using cash and I wanna use that card so I can pay for things through it and pay it off literally the next day. They know what’s coming. Ol’ puss ass cacs.My goal will be to pay off my student loans $80K (with a masters degree) in less than 15 years. I’m doing IDR (income-driven repayment) so my payments can be low as possible to give me cushion in case I see another profitable opportunity.
Investing heavy in real estate and blue-chip stocks with high dividends payouts to get passive income.
I’m making over $41K before taxes so I’ll be looking for jobs that can get me at least $60K and maintain my current expenses (I don’t need six digits even though it would be nice). With the extra income, I’ll continue to invest more and pay off my student loan debt quicker.
Update: I’m in the masters program now.
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The Radiant One
Superstar
Damn why did you marry her fam?
Story sounds made upPeople are jilust terrible when it comes to money management...they get in that mode of spending each check cuz another one coming in 2 weeks until it doesnt..know a lady that spent her energy bill $ on a new phone then a week later they cut her power off..she in da house like
With all the time and funds you invested in your grad degree you should be pursuing the six digit figure jobs. You earned it.I’m about pay off my car in full ($3K more than the high end of my blue book value
My credit card debt is paid off
I gotta rewards card coming but they ain’t rush deliver that card
My goal will be to pay off my student loans $80K (with a masters degree) in less than 15 years. I’m doing IDR (income-driven repayment) so my payments can be low as possible to give me cushion in case I see another profitable opportunity.
Investing heavy in real estate and blue-chip stocks with high dividends payouts to get passive income.
I’m making over $41K before taxes so I’ll be looking for jobs that can get me at least $60K and maintain my current expenses (I don’t need six digits even though it would be nice). With the extra income, I’ll continue to invest more and pay off my student loan debt quicker.
Trying to keep up with big spenders has been the downfall of many.
I don't speak my personal business online ...again watch who u marry
U doing good bruv....been on my financial shyt hard man ....playing a lot of different podcast... mostly Dave ramesyI’m about pay off my car in full ($3K more than the high end of my blue book value
My credit card debt is paid off
I gotta rewards card coming but they ain’t rush deliver that card
My goal will be to pay off my student loans $80K (with a masters degree) in less than 15 years. I’m doing IDR (income-driven repayment) so my payments can be low as possible to give me cushion in case I see another profitable opportunity.
Investing heavy in real estate and blue-chip stocks with high dividends payouts to get passive income.
I’m making over $41K before taxes so I’ll be looking for jobs that can get me at least $60K and maintain my current expenses (I don’t need six digits even though it would be nice). With the extra income, I’ll continue to invest more and pay off my student loan debt quicker.
Only got one card card with 1k on it....my car is whole different story ...I regert getting it ...but it's cool tho
You’re right and will but I won’t beat myself up if I don’t get it right away. Honestly, I don’t wanna work at all so I wanna get my money so I can live off passive income.With all the time and funds you invested in your grad degree you should be pursuing the six digit figure jobs. You earned it.
Trying to keep up with big spenders has been the downfall of many.
Heafcliffe
Hope there's puddin' in the clink...
I hear ya, breh. Not sure if you were exaggerating but don't pay it off "the next day." Allow the balance (and bill) to "mature" for the normal 30 days and then pay it in full. Those 30 days will give it time to register with the credit bureaus (Experian, Transunion and Equifax) and, thus, improve your FICO score.
I was exaggerating but I will make sure that every dollar spent is accounted for in my bank so I can pay it off in full at the end of the month. The reward is travel points. 1.25 points for every dollar spent.
approaching 30k in my bank 
Lemme hold somethingapproaching 30k in my bank
BaldingSoHard
Veteran
I’m about pay off my car in full ($3K more than the high end of my blue book value
My credit card debt is paid off
I gotta rewards card coming but they ain’t rush deliver that card
My goal will be to pay off my student loans $80K (with a masters degree) in less than 15 years. I’m doing IDR (income-driven repayment) so my payments can be low as possible to give me cushion in case I see another profitable opportunity.
Investing heavy in real estate and blue-chip stocks with high dividends payouts to get passive income.
I’m making over $41K before taxes so I’ll be looking for jobs that can get me at least $60K and maintain my current expenses (I don’t need six digits even though it would be nice). With the extra income, I’ll continue to invest more and pay off my student loan debt quicker.
Having a plan is the first step.
Good shyt my dude.
Your future gonna be bright.
BaldingSoHard
Veteran
Americans broke as fuuuuuck 
.
I have more than $1k in credit card rewards dollars. Goddamn.
.I have more than $1k in credit card rewards dollars. Goddamn.