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Blackking

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:wow: Ive decided for now to just be on my 9-5 grind and stack my money , although am really starting to hate it but they opened up overtime now so am working on some of that and just saving saving saving whenever i can . My bills is so low that i can afford to do that and am planning for the wedding later on this year . Its gonna end up being about $4,000 which imo doesn't seem too bad , besides that i decided to put off buying a house for at least 3 years. In that time i plan to pay off the majority if not all of my $38,000 in student loans.

Saving plan for now is to put away anywhere from $200-$400 in my savings a month, again with my bills even with my students barring any unexpected bills etc i can do that fairly easily, but i still hope i can find a way of the rat race brehs i find myself with the :to: when i get to work in the mornings

been considering moving back to the east coast too @Liquid , these boondocks getting to me

anyways for my brehs look to get there finical game right (as far as savings etc) and need a place to start , ive said this before but i highly recommend this book

51%2Bhhch94uL._SX258_PJlook-inside-v2,TopRight,1,0_SH20_BO1,204,203,200_.jpg
what's this book about...?
 

Blackking

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Also, I would like to add that I have 45 other certs, have 6 pawgs on deck 24/7, have drivers drive me around in nothing but 6 figure whips, and homes on 6 islands like the typical coli nikka does.

I don't know about all that...

But I suggest everyone use picture boards and write out and post pics on the board of everything they want. I know it seems stupid, but it works. you just look at it every day and you can have the money to have a house, side loft, side hoes and extra income.

About the personal Driver..... I use UBER because I hate driving. . it's just an app, it's maddd easy to do.
 

newarkhiphop

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what's this book about...?

. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"

Mostly about getting out of debt and learning to save and plan for the future
 

Liquid

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spend 150,000-300,000 to make 3-5% a year on that money :stopitslime:


i'm kidding, it's better than nothing especially if the property rises in value but this is not how most of the big money makers make a bulk of their wealth - that's simply not true.
Most was a little bold, but many did though.
 

7oclock

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shouldve bought gold right?


I never said anyone should HAVE bought gold...not sure where that quip came from. I've stated that in the coming year Gold could be a big mover (hopefully to the upside) and would be a good spot to allocate funds long term.

But the gist of yoru statement is if you have money/cash to spend on house and aren't doing commercial real estate you could find better investments IMO then renting.
 

CodeBlaMeVi

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I started on my first site and it is operational. I am accepting $2 donation on there via PayPal, brehs. It is REAL amateur stuff for FREE. Not the best quality but real amateur wouldn't be truly amateur if it was. lol. I posted my first video. Trying to build up traffic for it.
WWW.REALHOESMIAMI.NET just hit the content link after reading the home page.
 

CodeBlaMeVi

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breh you moved to freaking Nebraska...that's such a bold move that I can't even recommend it lol

38K in student loans is actually not that bad compared to many of my friends from around the way that are sitting on top of 80K+ worth of debt

@midwesthiphop does the $38k in student loans include grad school?
 

newarkhiphop

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Thats not too bad, how much did you pay off already?

nothing yet , i graduated last may and was able to qualify for this "pay as you earn" program, at the time i was still working part time @ a school for a social service agency in Jersey , because of my low income i was able to get my loans deferred until july of this year ( i work full time now and make much more but once you in the program your locked in for a year) and the government is paying off part of my interest . That ends this july though and start my payments.
 

7oclock

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I started on my first site and it is operational. I am accepting $2 donation on there via PayPal, brehs. It is REAL amateur stuff for FREE. Not the best quality but real amateur wouldn't be truly amateur if it was. lol. I posted my first video. Trying to build up traffic for it.
WWW.REALHOESMIAMI.NET just hit the content link after reading the home page.


lol - you in Miami breh , u better rep that shyt Wynwood!
 

newarkhiphop

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breh you moved to freaking Nebraska...that's such a bold move that I can't even recommend it lol

38K in student loans is actually not that bad compared to many of my friends from around the way that are sitting on top of 80K+ worth of debt


yea i couldn't even imagine having that much debt especially in this economy breh just this $38k has me stressin even though am capable of paying it off ,nebraska isnt that bad overall , cost of living is amazing, its this dam weather though shyt scressssfullll
 
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