A 26-year-old woman racked up $10,000 trying to become an IG star...

Goat poster

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This IG shyt ain’t for everybody :snoop:


It would have been a lot easier for her if she was more attractive. :yeshrug:
 

Ethnic Vagina Finder

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Article going in on her will probably give her pop wouldn't surprise me if she's paid off the writer

The article is misleading...... Go to her site.. This is an excerpt..

I want to make something clear if this is as far down as you’ll read. I have no credit card “debt” as I write this, except for the $50-$200 on one of my cards because I usually put a thing or two on it each month just to keep it alive (hits “send payment” as we speak). Most U.S. based news already told you this if you read the whole article, and most International news omitted this piece to scandalize how irresponsible Americans are about their money.

It’s funny to me that everyone’s so enamored with the $10,000 number. In my interview to NY Post I was asked “about how much credit card debt do you feel you accumulated over time,” and my casual response was “I have no idea, maybe $10k?” To me, that was well under the average of $16,000 (look it up) and probably accurate given I had $1,000 here, $2,000 there and a little residual balance everywhere. By the start of 2017, I had already chipped off about a third of that which I realized after sending verification documents to Business Insider —
the only publication that actually fact-checked and crunched the numbers. This was natural, as by this point I was making about double the salary I had as an entry-level PR gal. Lifestyle creep, ya’ll.

By the start of 2018, I was clear on my credit card debt entirely, and clear of the dirty habits that got me there. And this was only achieved by being transparent with myself about my finances and making repayment the priority. The wake up call came when I was planning my move to New York City over summer 2016 and I tallied up how much I’d actually accumulated. “Shoot, am I really going to enjoy NYC if I’m spending money each month to pay off this lousy debt,” I thought to myself. Because of this, I planned to live my first year or so in NYC by living well under my means in order to quickly eliminate the credit card bills that were haunting me. I took the under $1,000 apartment in Manhattan’s North Pole, went out with friends just about a handful of times each month, and learned how to cook (what a concept) so I could do more groceries and less spending on dining out. I also kicked the online shopping addiction in the butt and made use of the closet I’d already built with services like
Rent the Runway. The one thing I did continue - and kicked into overdrive - was my traveling. However, this time I was doing it well under my budget with the hacks, miles, and about $1,500 of Delta credit, I’d accumulated through jet-setting the previous years. There was a nice pay-off for something.

Thankfully, my finances were never in such a dire place that I was bankrupt or in a dangerous situation because of icky credit card debt. Plus, I was lucky to continue to earn more money through a strong focus on my offline career, paid partnerships with brands who wanted my Instagram audience’s attention, and a little bit of luck in the crypto craze. I’m very thankful it was “easy” for me, as I know this is not the norm or reality for many Americans struggling daily with debt. In all this, I also became rather obsessed with my personal finances. I made a “
financial health” document to help friends become transparent about their finances, developed an endless list of life hacks and shortcuts to doing things I loved on a dime, and even gave myself “dates with my bank account” where I cracked open wine and played with my numbers to decrease debt and increase investments.

My next step is to work with a professional to help me continue to build on these habits and chip away at student loan debt so I can truly be debt-free. I recently stumbled on
The Financial Gym — financial advisors that don’t intimidate you and share my common belief that talking about personal finances shouldn’t be taboo. I recommend everyone taps a professional as there’s so much to learn. And as I generate nuggets of knowledge, I promise I’ll continue to share with all of you.
 

Ethnic Vagina Finder

The Great Paper Chaser
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North Jersey but I miss Cali :sadcam:
Article going in on her will probably give her pop wouldn't surprise me if she's paid off the writer

The article is misleading...... Go to her site.. This is an excerpt..

I want to make something clear if this is as far down as you’ll read. I have no credit card “debt” as I write this, except for the $50-$200 on one of my cards because I usually put a thing or two on it each month just to keep it alive (hits “send payment” as we speak). Most U.S. based news already told you this if you read the whole article, and most International news omitted this piece to scandalize how irresponsible Americans are about their money.

It’s funny to me that everyone’s so enamored with the $10,000 number. In my interview to NY Post I was asked “about how much credit card debt do you feel you accumulated over time,” and my casual response was “I have no idea, maybe $10k?” To me, that was well under the average of $16,000 (look it up) and probably accurate given I had $1,000 here, $2,000 there and a little residual balance everywhere. By the start of 2017, I had already chipped off about a third of that which I realized after sending verification documents to Business Insider —
the only publication that actually fact-checked and crunched the numbers. This was natural, as by this point I was making about double the salary I had as an entry-level PR gal. Lifestyle creep, ya’ll.

By the start of 2018, I was clear on my credit card debt entirely, and clear of the dirty habits that got me there. And this was only achieved by being transparent with myself about my finances and making repayment the priority. The wake up call came when I was planning my move to New York City over summer 2016 and I tallied up how much I’d actually accumulated. “Shoot, am I really going to enjoy NYC if I’m spending money each month to pay off this lousy debt,” I thought to myself. Because of this, I planned to live my first year or so in NYC by living well under my means in order to quickly eliminate the credit card bills that were haunting me. I took the under $1,000 apartment in Manhattan’s North Pole, went out with friends just about a handful of times each month, and learned how to cook (what a concept) so I could do more groceries and less spending on dining out. I also kicked the online shopping addiction in the butt and made use of the closet I’d already built with services like
Rent the Runway. The one thing I did continue - and kicked into overdrive - was my traveling. However, this time I was doing it well under my budget with the hacks, miles, and about $1,500 of Delta credit, I’d accumulated through jet-setting the previous years. There was a nice pay-off for something.

Thankfully, my finances were never in such a dire place that I was bankrupt or in a dangerous situation because of icky credit card debt. Plus, I was lucky to continue to earn more money through a strong focus on my offline career, paid partnerships with brands who wanted my Instagram audience’s attention, and a little bit of luck in the crypto craze. I’m very thankful it was “easy” for me, as I know this is not the norm or reality for many Americans struggling daily with debt. In all this, I also became rather obsessed with my personal finances. I made a “
financial health” document to help friends become transparent about their finances, developed an endless list of life hacks and shortcuts to doing things I loved on a dime, and even gave myself “dates with my bank account” where I cracked open wine and played with my numbers to decrease debt and increase investments.

My next step is to work with a professional to help me continue to build on these habits and chip away at student loan debt so I can truly be debt-free. I recently stumbled on
The Financial Gym — financial advisors that don’t intimidate you and share my common belief that talking about personal finances shouldn’t be taboo. I recommend everyone taps a professional as there’s so much to learn. And as I generate nuggets of knowledge, I promise I’ll continue to share with all of you.
 

TL15

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"I could've invested that money in something," she said.

She did...she invested in a failed stint as an Instagram model...

I mean if I get 10K and create a fruit stand and it fails is it newsworthy? :dahell:

sounds like this whole story is a reach for her to STILL try and get famous. Instead of getting famous for being on IG, she is famous for "going into debt trying to get famous on IG"...if she was smart she would parlay that into her career. Get some speaking gigs on morning TV shows, start a webseries and/or blog...etc :manny:
 
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