Red Maverick II
Special A Class Hunter
Can you build credit using a debit card? Someone told me you could a while back but I never checked that shyt out
Am I The Only One Who Dont F With Credit Cards?
- Thread starter Silkk
- Start date
R.E.N. Spells Ren
Veteran
This is why our people's credit is so fukked up, if something happens and you can't pay off your balance each month you will be buried in debt.
Something happens like what? How would using cash have saved you?
BlvdBrawler
Superstar
This is why our people's credit is so fukked up, if something happens and you can't pay off your balance each month you will be buried in debt.
Negro what do you mean "
".Keep reading the thread, breh.
For 90% of the population its not free money. These companies are smart and they're not in the business of just giving away money. Most people spend 20%-30% more when they buy on credit versus using cash only because when they don't spend paper money they don't feel it as much. That's why McDonald's started accepting credit cards because people spent more money per order when using them.
Nah I have a CC and I rarely use it. I actually use t to pay the phone bill and if I dont have any bread in my checking.
This is why our people's credit is so fukked up, if something happens and you can't pay off your balance each month you will be buried in debt.
This is ignorant. He said he uses his card for everything. Did you ask him if he pays it back every month? NO.
Sulu
Pro
GET TWO credit cards withdraw 100+ each month and pay em off with each other... sure ull be wasting little money on interst rates but ur score will go up quickly
TLOL is back
Pro
I should have specified: If you're not an idiot its free money.
PhonZhi
Veteran
anybody ever been sued by a credit card company?? Capital One tryin to sue a nikka
for what?
PhonZhi
Veteran
non-payment. $2800 deputy served me small-claims court papers the other day. i didnt know they could sue. thought ur credit just took a hit
damn nikka, you gone take the hit and be forced to pay it back.
feelosofer
#ninergang
It doesn't matter if he pays it back or not, our over reliance on credit cards is what put our country in the shytty financial position it's in as a whole. I haven't had a credit card since I was 23 or 24 and that was a lot of years ago. My credit is golden, I own a home, got approved for a multiple vehicles and everything. All these points and other gimmicks are tricks to get as much of your money tied to credit as possible. I don't need reward points or frequent flyer miles. I take out secured loans that go against the value of my bank account, and ultimately, cash is still king. If I can't buy it cash then I can't afford it as far as I'm concerned and a lot of you young bucks have multiple student loans to pay back, pay those on time and your credit will be fine. You guys put to much faith in credit cards.
BlvdBrawler
Superstar
feelosofer
#ninergang
I appreciate the 2% in generated interest towards my savings account a year, I get from from taking loans out at my bank that compounds every 5 years that I then contribute to various micro-investments, even more, but that's for the advanced part of the game. You'll learn that as you get older.