Stop extrapolating your locale to all of America.You know what? Ya'll are right. $250k is enough for kid's college, $300k house, a couple vacations while still hitting the 401k. That's very comfortable. That said, getting there don't sound easy. 2 people making $125k a piece, but how many hours they working?
I think a couple making $120k together and budgeting well will be just as comfortable, just less extravagant. It's also much easier to obtain $60k salary.