Are you currently struggling to pay your bills each month?

[Wild self]

All I know is that I never regretted saving roughly $300k before moving out almost a decade ago.

Invested it in a Fidelity account, and the interest rates basically pays my monthly expenses.

 

[Jalether]

This world will become increasingly tougher and tougher for future generations to live in.

The fact money can be printed out of thin air as per demands, loaned out with expected interest from something that didn't exist in the first place but needs to be used as an exchange...This economic system is not working. People are struggling. Crime is up, Broken families is up, mental issues are up.

The fact that people are already in place strategically with companies and ownerships of resources, so that perpetually they will set whatever prices they want. Future generations will be slaves and hamsters on wheels if they don't own land, have to overpay for housing, have to overpay for food. And the margins in the over pay will go to the rich to be cycled back to ways they can burden people further.

If the working and middle class aren't struggling then there's no one for the rich to exploit and get richer off. it's by design like you alluded to

 

[Jalether]

Not my bills but I'm struggling to support this level of food consumption I'm presently partaking in...

You eat that much, gotdamn

 

[Neo. The Only. The One.]

Not my bills but I'm struggling to support this level of food consumption I'm presently partaking in...

Heffa, you just gon gain all that weight on me now?


Nah nah fall back

9th wonder on the beat

 

[Kasgoinjail]

Heffa, you just gon gain all that weight on me now?


Nah nah fall back

9th wonder on the beat

I'm trying to do better

 

[Eastside Get The Money]

I’m not gonna lie I’ve always made a little paper and live within my means but the past few years I was check to check.

I got hit by a car last summer and got a big bag and life has been so much easier with something in the stash just in case

 

[TQbrit]

I don’t expect many people to be honest even if they are .

Everyone is rich on the Internet, didn't you know?

And a forum full of nikkas that brag about the most random shyt, it'll be a cold day in hell before they admit to this

 

[Scientific Playa]

Today is a good day. Woke up real early, cleaned myself up, communicated with the Most High, did a 30 minute mid-intensity workout and then paid all of my bills (In Full) at the tip of my fingertips via phone and computer apps.

This boomer is living in the future from the days of having to write and mail checks, and pay by phone which is now obsolete.

S/O to Ice Cube. Come back home Breh.
And to Eric B and Rakim.

 

[bigdaddy88]

nah coli nikkas are in the top 1% silly question op

 

[The Intergalactic Koala]

Are you offering to pay people's rent?

Nope

I love yall man. On the dead marsupials, I wake up to a cup of coffee, leaves, and Coli fukkery like a old timer looking at the funnys.

 

[Contrefaire]

There will be no honest answer here for the most part. Threads like this inform me that this board is majority white or it’s all .

I don’t mean to be a bytch ass hater but whether we like it or not the numbers don’t lie. Black people are broke as a people in this country. Yes there are outliers of Black excellence( I guess thecoli proves that) but the overwhelming majority of us are not only living paycheck to paycheck but many of us have no tangible wealth, assets, or income that allows us to NOT struggle. We are working poor and damn near homeless.


A big problem is that we refuse to be honest about our money situations with eachother. We can’t gauge how bad we’re doing bc many of us are fukking lying, faking it by going into untold debt to continue the lie, or choosing not to see what our communities are looking like.

The above articles are ALL of America. I’d say it’s probably 80% for ADOS and nonADOS Black people. Either you only care about yourself and then need to shut the fukk up about our “communities” or we are honest about our situation and status in this country and fight like hell through our voting, our underfunded organizations, town hall meetings, advocating for our Black kids and even the Black kids that aren’t ours at school and whatever else that puts money into the hands of our people.

I don't understand why we have to be white or capping. This is a message board, not a man-on-the-street interview in the middle of the Nickerson Gardens or Holmes Towers. The sample size is already skewed since I'm pretty sure most of us are at least middle class, fairly intelligent, literate, 25+ and aren't deep in the trenches.

When I was young, broke and struggling you couldn't find me on an internet forum posting bullshyt in my down time. I was too busy being BROKE and struggling.

Yeah many Black people ARE broke in this country. shyt the majority of Americans are "broke". That doesn't mean all of us are down so bad that it's paycheck to paycheck all day every day. Also, being "broke" and "working poor and damn near homeless" are two different things. One of those is straight poverty. In this thread alone it's homeowners and people openly talking about living with their parents (which is a luxury ,many people don't have tbh) to save money which should tell you something about the demographics at play here.

Regardless, not being at the absolute bottom of the barrel doesn't mean we only care about ourselves and aren't being honest about the state of "our communities". In my daily life and job I advocate for us and fight tooth and nail for better. Same with my voting habits. If anything you sound like a jealous cac mad because this thread wasn't full of a bunch of downtrodden poor blacks sharing their stories of suffering and poverty like you wanted it to.

 

[ShadowBroker]

I don't understand why we have to be white or capping. This is a message board, not a man-on-the-street interview in the middle of the Nickerson Gardens or Holmes Towers. The sample size is already skewed since I'm pretty sure most of us are at least middle class, fairly intelligent, literate, 25+ and aren't deep in the trenches.

When I was young, broke and struggling you couldn't find me on an internet forum posting bullshyt in my down time. I was too busy being BROKE and struggling.

Yeah many Black people ARE broke in this country. shyt the majority of Americans are "broke". That doesn't mean all of us are down so bad that it's paycheck to paycheck all day every day. Also, being "broke" and "working poor and damn near homeless" are two different things. One of those is straight poverty. In this thread alone it's homeowners and people openly talking about living with their parents (which is a luxury ,many people don't have tbh) to save money which should tell you something about the demographics at play here.

Regardless, not being at the absolute bottom of the barrel doesn't mean we only care about ourselves and aren't being honest about the state of "our communities". In my daily life and job I advocate for us and fight tooth and nail for better. Same with my voting habits. If anything you sound like a jealous cac mad because this thread wasn't full of a bunch of downtrodden poor black people sharing their stories of suffering and poverty like you wanted it to be.

To be honest, I’m not even sure what you’re arguing for or against. We aren’t doing ok and that’s not an insult. If you are individually then that’s great for you. I love seeing Black people, especially Black men flourish. That’s a win for us.

I don’t believe most of us are middle class on this site and that’s also not an insult. We just saw a poster a couple of weeks ago exposed for lying about being rich and owning multiple exotic cars. Just this week a homeless man posted a video of himself rambling in the streets confessing to have not brushed his teeth in weeks. The honest ones in here have also commented that they were struggling. We’ve seen people beg for money on here more than once. It’s not uncommon. I’ve seen more proven poverty on this site than proof that there are those who are not struggling.

I resent qualifying my Blackness but you questioned it so here you go. You’d know by my posting history I’m not white. I’m in my local chapter for the ADOS Advocacy Foundation. I paid my $65 membership dues. The job I have, I have placed friends, people I’ve networked (all Black) in various positions at the company I work for ranging from $40k - $65k(sure that’s not much but they didn’t have a job prior). I’m nerdy as fukk and love electronics and math so I’ve taken under my wing 4 of my friends kids(all Black) and teach them about electronics, we put together kits and I teach them some basic math and physics over last summer and this one.

My dream would be to open an afterschool STEM program for Black boys and girls and get them science and math minded, etc early. To remove the stigma, and address, math anxiety and avoidance bc it is very prevalent in our households. I’ve been sourcing items to make a math kit that can be bought at rock bottom prices that introduce little ones to these things and allow Black parents, to also face their fear of math and sciences like my mom suffers from. I live a very intentional Black life and I am always involved. I don’t even consider myself militant in the least. I just want my peace and I find peace with my own.

Moving on. Our “non-struggling” Black folks don’t do enough in my opinion. One school like Harvard has like. $50B endowment I think I read. The top 100 HBCUs only have a combined $5B. Our college educated non-struggling Black grads who are doing well don’t seem to give back to their alma maters enough. Like I said it’s hard to talk about our poverty conditions bc we are a proud people and we end up getting emotional responses like yours. I don’t do too much back and forth on here bc it’s majority a waste of time but I’ll read your response when you post it and give you a thumbs up to acknowledge I read it.

 

[⠀X ⠀]

No. But I’m not saving as much as I should

 

[Contrefaire]

Moving on. Our “non-struggling” Black folks don’t do enough in my opinion. One school like Harvard has like. $50B endowment I think I read. The top 100 HBCUs only have a combined $5B. Our college educated non-struggling Black grads who are doing well don’t seem to give back to their alma maters enough. Like I said it’s hard to talk about our poverty conditions bc we are a proud people and we end up getting emotional responses like yours. I don’t do too much back and forth on here bc it’s majority a waste of time but I’ll read your response when you post it and give you a thumbs up to acknowledge I read it.

Nothing about my response was "emotional" but it's clear all you know how to do is invalidate and complain.

You wrote a whole essay saying a bunch of nothing and for what?? You're uncomfortable with the idea that the vast majority of people on here aren't ignorant, impoverished degenerates living in squalor and it shows.

You legit said we were LYING to each other AND ourselves because I guess our comments didn't fit your worldview.

 

[DaHNIC82]

There will be no honest answer here for the most part. Threads like this inform me that this board is majority white or it’s all .

I don’t mean to be a bytch ass hater but whether we like it or not the numbers don’t lie. Black people are broke as a people in this country. Yes there are outliers of Black excellence( I guess thecoli proves that) but the overwhelming majority of us are not only living paycheck to paycheck but many of us have no tangible wealth, assets, or income that allows us to NOT struggle. We are working poor and damn near homeless.

Nearly 4 in 10 Americans now struggle to pay their usual bills. Here's the No. 1 reason why.

Inflation is driving this — here’s how to protect yourself from rising bills, and what to do if you can’t pay your bills.

www.marketwatch.com

More Americans say they can't pay their bills. Here are the states where it's worst.

More than a third of consumers are struggling to stay afloat, but the problems are worse in some states.

www.cbsnews.com

More Than Half of Americans Wouldn’t Be Able To Afford Their Bills and Groceries If They Lost Their Job

What would be your immediate concern if you lost your job? In a GOBankingRates survey polling 1,002 Americans, more than half of overall Americans said they wouldn't be able to afford their basic...

finance.yahoo.com

Americans Are Falling Behind on Their Bills

More Americans are having a harder time keeping up with their car, credit-card and mortgage payments compared with a year earlier.

www.wsj.com

70% of Americans are feeling financially stressed, new CNBC survey finds

Inflation, economy-wide instability and rising interest rates are putting stress on U.S. adults.

www.cnbc.com

A big problem is that we refuse to be honest about our money situations with eachother. We can’t gauge how bad we’re doing bc many of us are fukking lying, faking it by going into untold debt to continue the lie, or choosing not to see what our communities are looking like.

The above articles are ALL of America. I’d say it’s probably 80% for ADOS and nonADOS Black people. Either you only care about yourself and then need to shut the fukk up about our “communities” or we are honest about our situation and status in this country and fight like hell through our voting, our underfunded organizations, town hall meetings, advocating for our Black kids and even the Black kids that aren’t ours at school and whatever else that puts money into the hands of our people.

Regions Where Americans are Struggling to pay Their Bills

It’s no coincidence the region with the highest amount of Americans struggling to pay the bills is the Black Belt.

I mean that’s y’all tho. I’m doing right over here . Y’all be good now.

Facts