Ask a nikka that eats GREAT everyday anything
10 years
your family dosent cook? you don’t go to social gatherings to eat?You really haven’t had a home cooked meal in 10 years
Iceson Beckford
Rich In Spirit.
Recommended financial strategy
I’m not planning on buying soon but I’ve just been tryna understand more about it
What’s with the cheap ass lighter/usb thing? You should spend the $40 on a new stereo fam 
Order of best to worse
If you are using a loan, get it from your bank; credit union. If you are paying it in full - get a cashier check and a breakdown of all expenses included. Do not let a dealer try to sneak anything in. Always buy used unless it's a business lease; 2-4 years is the newer sweet spot. Look for cars that have lost at least 30-40% of it's originally value. Compare newer and older gen price - you want to know how much you are expected to lose with your years of ownership.
1. Double Rule - You want to buy a 40K car, you have 80K saved.
2. 1-2 Year financing Rule - You must put down half. Only use at most half of your disposable income. You can finance for any period of time but your payments should only take 12-24 months.
3. Same has 2 Year rule but instead you funnel most of your disposable income to paying off the car. I don't recommend this but it's better to keep your standard of frequent expenses has litlte as possible with time.
So for many brehs, if you have a car you want for 30K, you put 15K down - monthly payments of 1300+ per month or 650+ if you aren't comfort in your current position. Once you are done with those payments, take a fraction of that and save it per month for the next car.
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UpAndComing
Veteran
I'll never understand paying all that money for a car
I just don't get it...
I just don't get it...
What happened to that girl you were gonna stream with?
OP cash app me $300 breh..
Software
RIP Future Gohan
and the keyboard
Honestly this logic is flawed
- Single men, no family food cost alot less eating out compared to eating out has a family.
- Food cooked by professionals is alot better than what many of us can whip up
- Meal prepping, I used to do it but who wants old food
- If the food is closer to 10-15% of your income where most families spend north of 20% on food/groceries
- Waste of time for those of us who are not home for 80 plus hours of the week. If it takes on average let's say 30 minutes for each meal per day.
30 minutes * 3 meals * 7 days = 630 minutes or 10 hours and 30 minutes per weekLet's say you sleep 6 hours a day. So you have 102 hours left of the week. You are spending another 5-15 per week grooming, getting ready for the morning/night, driving to the office and back. Another 80 working, gym, friends, women.
You have maybe 15-20 hours of personal time to yourself. You want to spend that cooking
Software
RIP Future Gohan
How would I go about doing this efficiently?
Honestly this logic is flawed
- Single men, no family food cost alot less eating out compared to eating out has a family.
- Food cooked by professionals is alot better than what many of us can whip up
- Meal prepping, I used to do it but who wants old food
- If the food is closer to 10-15% of your income where most families spend north of 20% on food/groceries
- Waste of time for those of us who are not home for 80 plus hours of the week. If it takes on average let's say 30 minutes for each meal per day.
30 minutes * 3 meals * 7 days = 630 minutes or 10 hours and 30 minutes per weekLet's say you sleep 6 hours a day. So you have 102 hours left of the week. You are spending another 5-15 per week grooming, getting ready for the morning/night, driving to the office and back. Another 80 working, gym, friends, women.
You have maybe 15-20 hours of personal time to yourself. You want to spend that cooking
