Average Monthly Auto Loan Now $503 @ 68 months

[Truefan31]

Man I feel this lol.

I stumbled upon some cnn article that got me investing in investing. I always did the company match but didn't do the Roth until I was 31 smh (I'm almost 39 now). I could be so much further ahead if I knew what I know now. Or at least had someone in my ear. No one in the history of my family has ever invested.

Yup. I didn't start mine til I was almost 30. It's like once I saw the calculators and numbers and a overall good financial plan I was like its so simple wtf.

Lookin at your retirement balances and seeing the power of the two goat words: compounding interest

 

[Wardo]

I need a new car. Not a brand new car i need to have two. My car is getting old and i need a back up. My first cars have always been used. I got lucky when i bought them didnt pay much and they were great. I screwed up all of the old cars in different ways. Even my current . these days if you have a few thousand to spare for transportation you can have a good car depending on your area and whats available. I almost financed a brand new car years ago. It was a wack ass 4 cylinder chevy. Didnt get that thanks to bringing back up to the dealership. Anyway im still looking. I bave no idea what i might get. I wony pay more than a few grand for any vehicle that i drive.

 

[Truefan31]

I need a new car. Not a brand new car i need to have two. My car is getting old and i need a back up. My first cars have always been used. I got lucky when i bought them didnt pay much and they were great. I screwed up all of the old cars in different ways. Even my current . these days if you have a few thousand to spare for transportation you can have a good car depending on your area and whats available. I almost financed a brand new car years ago. It was a wack ass 4 cylinder chevy. Didnt get that thanks to bringing back up to the dealership. Anyway im still looking. I bave no idea what i might get. I wony pay more than a few grand for any vehicle that i drive.

so many good cars for 2-4k easily can find one.

 

[Wardo]

I financed one car. It was 22 percent interest. The salesperson told me i could re_ finance it after a year or so. Any way. After. A. Year and a haff. I was was able to refinance a 0 percent. I just got lucky with that cause back then they were giving away credit like nothing.

 

[Wardo]

If my ride was in PERFECT condition it would be worth maybe 3 or 4 grand. I wouldnt trade it for less than 6. I would only buy it from someone else for 500 to maybe 1000

 

[Truefan31]

I financed one car. It was 22 percent interest. The salesperson told me i could re_ finance it after a year or so. Any way. After. A. Year and a haff. I was was able to refinance a 0 percent. I just got lucky with that cause back then they were giving away credit like nothing.

you were very fortunate. 22 percent

 

[Wardo]

Yeah they caught me slippin. But like others have said in this posts i got some good advice and was able to turn that around. The first advive was to never buy a car at a dealership alone. ALWAYS. BRING. BACKUP.

 

[Wardo]

A coworker is leasing a 15 honda accord v6. With everthing for about 300. They are old and make good money. They dont care and have perfect credit.

 

[Wardo]

I'm thinking about buying a used Audi... Anyone knows about if they're good or not?

It depends on how used and what model it is. Back in the day people used to say they were not reliable. They have similar powertrain as bmw and mercedes. Research wats in it and wat year it is

 

[Wardo]

Changing the Transmission fluid on a german built car is $400. Plus. However... You should never have to change it. That goes for most newer vehicles foreign or domestic.

 

[HookersandIceCream]

so many good cars for 2-4k easily can find one.

That's some dumb advice. 2-4K cars are only for people that cannot afford anything else. The average person is much buying something with less mileage. The smart thing to do is buy a affordable, inexpensive to maintain car and drive it until dies.


2-4K cars are just asking for trouble. I knew you were out of touch when you were taking about cars not having dipsticks

 

[patscorpio]

I am so glad my car is paid off. Thank you first year bonus for wiping out my balance 16 months ahead of schedule.

 

[Truefan31]

That's some dumb advice. 2-4K cars are only for people that cannot afford anything else. The average person is much buying something with less mileage. The smart thing to do is buy a affordable, inexpensive to maintain car and drive it until dies.


2-4K cars are just asking for trouble. I knew you were out of touch when you were taking about cars not having dipsticks

Who's out of touch again? Lol needing sensors to read a simple oil level. Again, making something simple way more complicated.

You're definitely out of touch if you think there aren't good cars for 2k-4K. If that's all you can afford it'll work. Save your money, move up when you can buy it and actually own it.

Guess you've never had a bmw or else you've already known they did away with that years ago, which is what they want.

"Hey if you get a warning from our sensor just bring it to our dealership so we can overcharge you because we think people are too dumb to look at a stick"

 

[Truefan31]

Here's people realizing the stupidity of bmws not having the basic dipstick

No Oil Dipstick?

 

[.r.]

Yeah they caught me slippin. But like others have said in this posts i got some good advice and was able to turn that around. The first advive was to never buy a car at a dealership alone. A Pre-approve letter from the bank .

fixed