Boiler Room: The Official Stock Market Discussion

winb83

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How much do you have to invest for dividends from REITs to be "decent" (100 or so per quarter)?


I just started a position in APLE. It pays monthly and with about 20 shares its $2 a month. My entire individual portfolio is like $26,000 and I get $360 a year in dividends. A bit over 1% but I don't specifically target only dividend stocks. I have holdings like Google, Facebook, Amazon, Netflix, Spotify, and Tesla that don't pay dividends. $14, 400 of my stocks pay dividends and the rest don't so it's more like 2.5% annually.
 

Secure Da Bag

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I just started a position in APLE. It pays monthly and with about 20 shares its $2 a month. My entire individual portfolio is like $26,000 and I get $360 a year in dividends. A bit over 1% but I don't specifically target only dividend stocks. I have holdings like Google, Facebook, Amazon, Netflix, Spotify, and Tesla that don't pay dividends. $14, 400 of my stocks pay dividends and the rest don't so it's more like 2.5% annually.

So you need about a year's worth of salary in investments? :lupe:
 

winb83

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So you need about a year's worth of salary in investments? :lupe:

Let me put it like this. If you can get a 3% average yield on your portfolio and can build up a $500k portfolio you can get $1250 a month in dividend payments.

With APLE you'd need about 13,000 shares to get a little over $1000 a month in dividend payments. That's $200K worth of stock.

The problem from there would be would the dividend be safe long term?

A safer dividend would have a much lower yield. APLE is 7% yield which is high.

2700 shares of McDonald's stock would get you $12,500 a year in dividend payments which is a little over a grand a month pre-tax. That's $500k in McDonald's stock.

5000 shares of Verizon stock could accomplish that too. About $290K worth of their stock.
 

the cac mamba

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Let me put it like this. If you can get a 3% average yield on your portfolio and can build up a $500k portfolio you can get $1250 a month in dividend payments.

With APLE you'd need about 13,000 shares to get a little over $1000 a month in dividend payments. That's $200K worth of stock.

The problem from there would be would the dividend be safe long term?

A safer dividend would have a much lower yield. APLE is 7% yield which is high.

2700 shares of McDonald's stock would get you $12,500 a year in dividend payments which is a little over a grand a month pre-tax. That's $500k in McDonald's stock.

5000 shares of Verizon stock could accomplish that too. About $290K worth of their stock.
so with our fidelity brokerage, i imagine im gonna get a thing for the IRS every year

and i have to report dividend income....and then what else, does it detail any trade i made where i sold higher than i bought?
 

winb83

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so with our fidelity brokerage, i imagine im gonna get a thing for the IRS every year

and i have to report dividend income....and then what else, does it detail any trade i made where i sold higher than i bought?
Capital gains is when you sell for more than you bought. I think long term is either 15% or 20% depending on your income. If you held the stock for less than a year its considered short term capital gains and it could be higher than 20%. It goes by your income tax rate when it's short term. Lastly if your taxable income is less than $39,000 you don't pay any long term capital gains taxes.

I also believe that you can offset capital gains taxes by selling stuff at a loss. If you have a stock you wanna dump and you'll lose money on it then it can offset your capital gains tax.
 

the cac mamba

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Anybody preparing for a recession? With credit card, auto loan, and student loan debt at an all time high, an inverted yield curve, and a global economic downturn its almost inevitable. I'm sitting on mostly cash with only a couple positions. Is it almost time to short the market?
i was gonna put a hundred grand in the market, but i only put i 20. the rest is parked in my 2.5 % online account until this recession hits. i'll do some real buying then, but not right now

in the short term, i think this not guilty verdict for trump could be a nice little boost
 

dora_da_destroyer

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really wondering how these uber/lyft IPO's will play out, especially Lyft who isn't as diversified as Uber. prices are going to have to go up for riders and they've already slashed the amount drivers make - at some point, a lot of drivers are going to realize they're losing money.
 

hashmander

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really wondering how these uber/lyft IPO's will play out, especially Lyft who isn't as diversified as Uber. prices are going to have to go up for riders and they've already slashed the amount drivers make - at some point, a lot of drivers are going to realize they're losing money.
lyft will go the way of snap. i'll be shorting it long term.
 

winb83

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Between Spotify, Disney, and Tesla I need one of these to recover. Disney is probably a fluke that it's down a bit but Spotify and Tesla are really hurting my portfolio. Nio has also been a dud for me but I might buy more to average down my cost.
 

N.J.stan

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Got stopped out of AMD, still made 22% :ehh:

Need to find some new plays this week. What is everyone using for scanners (tools/sites, as well as criteria/settings)?
 
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