Boiler Room: The Official Stock Market Discussion

[valet]

Is it time to ship on Archer? Or do you think they are going to correct things and its still good for the future?

 

[ExodusNirvana]

That September rate cut is on the menu still

I just YOLO'd 2500 shares of $OPEN

Papa needs a new WRX

 

[Mirin4rmfar]

Disappointed in myself for not getting a larger NBIS/Onds

Lol I hate when I'm hunting for plays and it's right in front of me. Diversification be killing me sometimes.

 

[UpNext]

BigBear looking like a nice Hail Mary at this price point.

 

[BlaxOps]

I cant help but be suspicious of any data coming out due to these clowns cooking the books to fit their narratives.

 

[KING WILL]

Is it time to ship on Archer? Or do you think they are going to correct things and its still good for the future?

All of the flying taxis companies are in the same boat. Pre Revenue, still building out their business.

I dont think any of them have much to correct at this point. It ran from 3 to 12 very quickly. Some pull back and/stability should be expected.

Same with Joby. Ran from $4 to $20.

There is opportunity cost. Especially if you are already up 100%+. We may be flat for another 6-12 b4 the next hype cycle hits.

 

[ExodusNirvana]

I cant help but be suspicious of any data coming out due to these clowns cooking the books to fit their narratives.

I hear that

But if Oceans 11 has taught me anything it's to get in and get out before the casino realizes you've robbed it

 

[Tunez]

 

[mson]

Tegna Stock Rockets On Nexstar Merger Talks; FCC Appears Set To Ease Local TV Rules In Order To Smooth Deal’s Path

Shares in local TV giant Tegna surged 30% in mid-day trading Monday on news that leading station owner Nexstar is in advanced talks to acquire the co.

deadline.com

 

[Mirin4rmfar]

Just went ahead and brought more Sofi. Highest share count since the tarrifs drop.

Thinking of getting back in Grab but I need some shyt that's moving quickly at the moment

 

[Mirin4rmfar]

F it, let's see what Cava has going I eat there all the time, it's always packed

 

[El_Mero_Mero]

Novice question, but I was a little confused, so I figured I'd ask.

Will my Roth IRA earnings count as part of my annual income?

For example, if I hypothetically made $15,000 off of my Amzn investment, that I only put $500 of principal into.

I realized the gain, but I never withdrew the money from the Roth IRA

Will that count as income that is taken into account when it comes to health insurance and things like that, or is it separate because it's within the Roth IRA?

 

[Mirin4rmfar]

F it, let's see what Cava has going I eat there all the time, it's always packed

Wrecked lol

 

[KING WILL]

Novice question, but I was a little confused, so I figured I'd ask.

Will my Roth IRA earnings count as part of my annual income?

For example, if I hypothetically made $15,000 off of my Amzn investment, that I only put $500 of principal into.

I realized the gain, but I never withdrew the money from the Roth IRA

Will that count as income that is taken into account when it comes to health insurance and things like that, or is it separate because it's within the Roth IRA?

I don't have an IRA, so I might be wrong.

But I believe its only taxed when a w/d is made.

 

[BlaxOps]

Novice question, but I was a little confused, so I figured I'd ask.

Will my Roth IRA earnings count as part of my annual income?

For example, if I hypothetically made $15,000 off of my Amzn investment, that I only put $500 of principal into.

I realized the gain, but I never withdrew the money from the Roth IRA

Will that count as income that is taken into account when it comes to health insurance and things like that, or is it separate because it's within the Roth IRA?

From ChatGPT

Nope — your Roth IRA earnings do not count toward your annual taxable income in that situation.


Here’s why:

• Roth IRA growth is tax-deferred and potentially tax-free — as long as the money stays inside the Roth IRA, it isn’t reported on your tax return, even if you sell investments and realize gains inside the account.
• Selling your Amazon shares inside the Roth IRA just turns your investment from stock into cash (or another asset) within the account — no taxable event for regular income or capital gains purposes.
• The IRS only cares about Roth IRA money for tax purposes if you withdraw it, and even then, qualified withdrawals are tax-free.

So in your hypothetical:

• You put in $500 principal.
• It grew to $15,500 (gain of $15,000).
• You sold inside the Roth IRA but kept the money in the account.

Result: No impact on your current year’s taxable income, no need to report the gain this year.


The only thing that matters for taxes is whether you meet the rules for qualified Roth withdrawals (age 59½+ and account open at least 5 years) when you eventually take the money out.