Buying a Home is a Headache

[Lootha VanDraws]

Greensboro, NC if I accept a position at UNCG.

Concord, Charlotte area if I get a call back from another university.

My folks had a nice place in High Point which is not too far from Greensboro. You could buy some land and have a house built to your taste within your budget. Look up Schumacher builders if you haven't already. Good luck.

 

[Sad Bunny]

Those hoops ain’t that substantial to have me missing out on money (plus there’s the interest rate buy down option), but that’s really for her to decide

You can buy down the interest rate at most lenders and the rates are so low right now it isn't even really needed

 

[Blessings]

$300k is considered a bargain....what you complaining for?

 

[Sad Bunny]

she still gotta pay closing cost, with naca you don’t. One of my preapprovals was with naca and my preaporoval process was effortless. I just uploaded the documents required. I also have good credit and good income so I don’t need Counseling. My only problem with them is I make over the median income in St. Louis so I’m pretty much forced to live in a bad/poor neighborhood or a rural area outside of St. Louis according to their non priority guidelines. They have the lowest interest rate and you can buy down your interest rate. So I went from affording a 300k house to almost 400k house max with a 1.125 interest rate. I’m not spending that much but you get the idea. t the end of the day I wouldn’t discourage somebody from the program but it’s not for everybody. I found two areas I can move to in great school districts that under naca guidelines I can move to but it’s because of new construction so income is lower for now.

Yeah but you got a nice house in a shytty area

I'm good on that.

And honestly I'm going to pay my house off in 8 to 10 years anyway so if yall like it I love it

I barely have to pay any closing costs due to the seller credits, FTHB etc....again... the OP doesn't even have a realtor so I'm not taking this thread seriously anymore LOL

 

[Afro]

Even a little one like this

Is like $300k or more....


Who made it this way? I don’t need a mansion.

I just want a house like my grandmothers home or my childhood home

Like where I grew up here

America happened

Profit profit profit

You liked those houses? So did the white folk


Helped a friend move in Nashville, a cottage cost her $180k. 2br, 1 bath.

It's cozy but it feels extremely small to me

God speed

 

[Astroslik]

Wouldn’t even consider a home if I couldn’t put 33% down.

 

[Orange cream shake]

Yeah but you got a nice house in a shytty area

I'm good on that.

And honestly I'm going to pay my house off in 8 to 10 years anyway so if yall like it I love it

I barely have to pay any closing costs due to the seller credits, FTHB etc....again... the OP doesn't even have a realtor so I'm not taking this thread seriously anymore LOL

If these builders stop bsn I’ll be in a great neighborhood . They already said they would take naca. The key for me was to look outside of St. Louis. If everything work out I’ll be in the wealthiest county in Missouri and right next door to a city that made top 15 places to live in the US

 

[Optimus Prime]

where you looking in Greensboro? there's plenty of new construction right outside city limits in that $300K range
inside city limits especially around the universities, you probably SOL for anything nice

*edit* there is a Amazon facility moving in so prices are going up

 

[Mister_DoItNice]

Sent my realtor 9 houses earlier that I was interested in. Only one of them was actually still available. The rest are under contract. This is gonna be some shyt.

 

[Mac Brown]

@Booksnrain

2811 Ashmont Drive, Missouri City, TX 77459 - HAR.com

I wish you lived where I live..... cuz I think you would have an easier time finding what you want in that price range

 

[Lucky_Lefty]

VA loan program + disabled vet benefits ftw!!!!

 

[Lucky_Lefty]

@Booksnrain

2811 Ashmont Drive, Missouri City, TX 77459 - HAR.com

I wish you lived where I live..... cuz I think you would have an easier time finding what you want in that price range

What’s the taxes on that jawn?

 

[Apollo Creed]

what does your husband think?

 

[Mac Brown]

What’s the taxes on that jawn?

Its in the link

Taxes w/o Exemp:
$5, 725/2020
Tax Rate:
2.7103

 

[chiefdogg]

I just did the same here in Ga and it was a damn headache, oh and yeah the spot I went from was the old school floor plan to the open floor plan.