Credit Card Discussion Thread

BigMoneyGrip

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I never said that at any point of my post. I said 125k platinum welcome offer (as points). I figured if you’re really in the card game you’d know what I’m referencing is not a card limit but the welcome offer points. But I guess I keep forgetting what site I’m on.


@Serious smh at your dapping this shyt :snoop:
Relax my dude I skimmed your post and didn’t see you say (points) but what I said still is correct.. Foh with that sensitive shyt bro
 

Astroslik

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Relax my dude I skimmed your post and didn’t see you say (points) but what I said still is correct.. Foh with that sensitive shyt bro
I Didn’t mean to go hard like that so that’s my fault. But I’ve had a platinum for over 7 Years. You can’t tell me anything I don’t already know.
 
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BigMoneyGrip

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I Didn’t mean to go hard like that so that’s my fault. But I’ve had a platinum for over 7 Years. You can’t tell me anything I don’t already know.
We both platinum so we good… I use mine strictly for travel, flights hotels and car rentals and occasional bum rush the Amex lounges in the airport otherwise I use my Amex gold card everyday regular shyt
 

Obreh Winfrey

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Got a $750 CLI on my Quicksilver the other day. It's slowly becoming a viable emergency card. I need to go scour the MyFICO forums to see if requesting an increase on my Amazon Prime Rewards Card is a soft or hard pull with Chase.
 

JetFueledThoughts

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Seeing people in here argue over credit cards and them using what credit card they have as a flex is hilariousssss :mjlol:
 

winb83

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Seeing people in here argue over credit cards and them using what credit card they have as a flex is hilariousssss :mjlol:
Credit cards are a means of cash back for me. I'm mostly to the point of getting 5% back on 80% of my purchases now.

Chase Freedom Flex = 5% back rotating categories every quarter
Discover It = 5% back rotating categories every quarter

US Bank Cash+ = 5% back on 2 categories you select every quarter (use utilities and electronic stores for Best Buy)
Citi Custom Cash = 5% back on your highest spend category monthly (I use this as a dining card)

Amazon Prime Visa = 5% back on all Amazon purchases ($139 annual fee for Prime)
Target RedCard = 5% back on all Target purchases

Amex Blue Cash Preferred = 6% back on grocery stores and streaming services 3% back on gas ($95 annual fee)

2% cash back cards for general spend
X1 Credit Card (2.5% at Walmart with an app trick)
Citi Double Cash (will convert to a 2nd Custom Cash soon)
Fidelity Visa Signature
Bank Of America Cash Rewards (3% selectable categories for me online shopping)
 

JetFueledThoughts

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Credit cards are a means of cash back for me. I'm mostly to the point of getting 5% back on 80% of my purchases now.

Nah CCs can be very useful for anybody disciplined enough to not let their balances grow. I use my AMEX Reserve for damn near everything, get to enjoy 5-6 free flights per year because of it.

I’ve just seen some of the posts here were people try to flex their card and it made me laugh. Ol ‘I been AMEX Plat status for years I’m true to this not new to this’ :demonic: face asses
 

Hoshi_Toshi

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About to PC my Wells Fargo Visa signature to the new Autograph. Much better deal and now I can actually use it. I locked it up since it was a flat 1%.
 
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