GO CHECK YOUR DEBIT CARDS NOW!!

[Master Teacher]

Ok breh, this is not even close to being true lmao

If you say so, you think you're not broke but you are

IF YOU DON'T HAVE MONEY YOU ARE BROKE

IF YOU HAVE MONEY, you don't need to go into debt or use Credit, you just leverage the MONEY and it increases on its own

dumb ass

 

[fifth column]

lmao at using credit cards for day to day purchases, credit cards are for major purchases you can pay off over a few months

only reward points worth anything are if you fly a lot or have a business where you buy a lot of gas, like somebody who owns trucks

lmao at using the institutions money, you have to pay it it back, it doesn't make any difference if you buy with the debit card right there or pay it back at the end of the month you are still paying lmao

The only way to financial success is making more money, all credit does is put you in debt

People will do mental gymnastics when it comes to finance. I agree, spend your time figuring out how to make money rather than how to spend all the time and you’ll be straight.

 

[Prolific]

I can’t remember the last time I used my debit card, it’s been years.

 

[Master Teacher]

People will do mental gymnastics when it comes to finance. I agree, spend your time figuring out how to make money rather than how to spend all the time and you’ll be straight.

People with money ain't worried about them reward points, and all that bullshyt, that's broke people on a tread mill bable

only way to financial freedom is generate more revenue, there's no secret, no credit score to unlike

most people with good credit can't even use it, because their broke, all the shyt they can get no money down with their credit they can't afford to own anyway

 

[shopthatwrecks]

Name of the restaurant

 

[Bubba T]

If you say so, you think you're not broke but you are

IF YOU DON'T HAVE MONEY YOU ARE BROKE

IF YOU HAVE MONEY, you don't need to go into debt or use Credit, you just leverage the MONEY and it increases on its own

dumb ass

Companies borrow money to fund operations all the time. Are they broke?

Investors borrow money to invest in the stock market, and if they lose, they start getting margin calls. Are they broke?

A CEO can borrow hundreds of thousands from his own company to buy a home. Is the CEO broke?

Many people borrow as it’s cheaper to finance over a period of time rather than investing all of their cash, given interest rates are lower than what they can invest in the stock market.

I don’t know how you can say something so patently false and then double down when someone says you are wrong. That’s being willfully ignorant.

 

[-DMP-]

I know when I go to the gas station and pay at the pump they over charge me for like 100 bucks but it’s usually just a pending charge and the real charge comes through in a day or so.

If it’s not that then unfortunately you have to call bank and say you’ve been over charged and hope they refund you the amount.

 

[shopthatwrecks]

All this financial babble but restaurants name never been mentioned

 

[fifth column]

People with money ain't worried about them reward points, and all that bullshyt, that's broke people on a tread mill bable

only way to financial freedom is generate more revenue, there's no secret, no credit score to unlike

most people with good credit can't even use it, because their broke, all the shyt they can get no money down with their credit they can't afford to own anyway

All that rewards points is just good marketing by the credit card companies to get broke people to over spend. Credit Card companies are not in business to help people spend wisely.

 

[315]

All this financial babble but restaurants name never been mentioned

Jones BBQ and Foot Massage

 

[Master Teacher]

Companies borrow money to fund operations all the time. Are they broke?

Investors borrow money to invest in the stock market, and if they lose, they start getting margin calls. Are they broke?

A CEO can borrow hundreds of thousands from his own company to buy a home. Is the CEO broke?

Many people borrow as it’s cheaper to finance over a period of time rather than investing all of their cash, given interest rates are lower than what they can invest in the stock market.

I don’t know how you can say something so patently false and then double down when someone says you are wrong. That’s being willfully ignorant.

Once companies have business credit

Business credit doesn't work like credit

Most business credit lines you have to pay back at the end of the month in full lmao, I mean to start business credit you get a net30 lmao
business operate on a different credit system than the FICO

I business can open as many credit lines as they can get without taking a hit

You use you credit 3 times in 6 months your score will drop

A black card, doesn't have a limit, because your suppose to be rich enough to pay whatever it is off at the end of month, it's just for convenience

you have no clue how credit works or why credit cards are bad for personal use that's your problem

 

[MoneyTron]

Who are you?

You can't even offer an intelligent response but I have the low IQ

you're an idiot

Credit accounts can be closed or the limits reduced at any time, like they did in 2009 and which they will freeze credit lines again soon

only broke people use credit

So making more money doesn't equal financial success lmao

but acquiring more debt is a better idea and I have low IQ

Stop being a fukking coward and just say I hurt your feelings, and you're mad at me for some post in the past

you're a grown man with the mind set of a child, kill yourself

Is that why the AmEx Black Card exists?

 

[Dwolf]

Coli financial advisors

 

[MoneyTron]

Anyway, I used my debit card every once in awhile but I'm 99% credit card for my purchases like many in this thread. I need that cash back!

If you do use your debit card a lot, I suggest using Acorns.

 

[Master Teacher]

Is that why the AmEx Black Card exists?

A black card has to be paid off in full at the end of month

its an convenience card for rich people

it's no limit, because they know they got money, you have no clue what you're talking abouty

if a broke nikka gets a credit card that shyt gonna get shut off as soon as they start splurging and they gonna have to call in

I know I use to credit fraud I got black cards in people's names who never had jobs lmao

yall don't know shyt about anything lmao

credit is good for people who wanna do scams not for people with real money lmao