labrokejames
!!!
Put me in the over 100K club too.
I'm on IBR, and I only pay the bare minimum. I'm waiting it out the 30 years. fukk em. Unless I'm making 6 figures I'm not even gonna think about trying to pay this off before the 30 year cutoff.
But you do understand you're going to be paying them an extra $5-10k with this strategy right?