Is HOA one the biggest scams in America

[beenz]

Yeah. My lady's mother lives in a non HOA neighborhood, and it's the wild west out there. Got houses with weeds as tall as small children, folks with a couple of project cars just chilling out front looking busted, and all kinds of random shyt.

HOAs that are full of people power tripping suck, but reasonable ones have their benefits.

I'm non-HOA, and have none of that shyt going on. everyone cuts their grass, and there's no fukkery. no broke down cars. none of that bullshyt.

 

[Raw Lyrics]

My HOA fees are strictly for maintenance a nearby park, not for anything related to my house. Has anyone here ever heard of those type of HOAs?

 

[Legal]

I'm non-HOA, and have none of that shyt going on. everyone cuts their grass, and there's no fukkery. no broke down cars. none of that bullshyt.

Oh, I wasn't trying to say that it's a guarantee that you get that type of fukkery if there's not a HOA. Ultimately, the neighborhood is going to be a tossup depending on who all lives there.

 

[DonB90]

House nikkas in here exclaiming devotion to HOA's. Thecoli is a strange place

 

[97Pac]

fukk HOAs, fukk anyone who want HOAs and fukk people who snitch on their neighbors to the HOA when a young breh just be minding his business not bothering nobody. That's my first criteria when buying a home, there must absolutely be no HOA.

 

[beenz]

fukk HOAs, fukk anyone who want HOAs and fukk people who snitch on their neighbors to the HOA when a young breh just be minding his business not bothering nobody. That's my first criteria when buying a home, there must absolutely be no HOA.

john oliver did a whole show this year about how they are trash.

 

[DrunkenNovice]

My HOA fees are strictly for maintenance a nearby park, not for anything related to my house. Has anyone here ever heard of those type of HOAs?

Mostly for condos/townhomes I’ve seen some non gated communities with this type of HOA agreement too

 

[BrothaZay]

House nikkas in here exclaiming devotion to HOA's. Thecoli is a strange place

“But who’s going to mow my yard if I don’t have an HOA ”

nikka you

 

[Cakebatter]

HOAs are a pain in the ass until you don't have one and you have a shytty neighbor leaving a broken washer and dryer in the front lawn, old ass car that doesn't work, grass is brown and unmanicured....there's pros and cons.

A HOA would have got this muhfukka out the paint the second the first ladder was out there.

The national average for HOA fees is $200-300 a month. Real Talk. If this was your neighbor and you paid a pro to clean all this up, how much would it cost, vs what you pay in HOA fees? 3 months worth of HOA fees?

 

[Luke Cage]

The national average for HOA fees is $200-300 a month. Real Talk. If this was your neighbor and you paid a pro to clean all this up, how much would it cost, vs what you pay in HOA fees? 3 months worth of HOA fees?

yep, and just you by yourself. if all the neighbors chipped in, you could collectively fix this situations yourselves for like $100 each and then the problem is solved and no HOA involved. you can even try to be neighborly and ask the neighbor if they need help. Most of the time they will accept assistance.

but if worse comes to worse and the lawn looks like that pic, then the bold below is an option too
“If there is a really bad problem, like the grass is a foot tall and there are junk cars on the front lawn, your neighbors are probably in violation of local codes and can be forced to clean up,”

You can handle situations like that without an HOA.

 

[Cakebatter]

yep, and just you by yourself. if all the neighbors chipped in, you could collectively fix this situations yourselves for like $100 each and then the problem is solved and no HOA involved. you can even try to be neighborly and ask the neighbor if they need help. Most of the time they will accept assistance.

but if worse comes to worse and the lawn looks like that pic, then the bold below is an option too
“If there is a really bad problem, like the grass is a foot tall and there are junk cars on the front lawn, your neighbors are probably in violation of local codes and can be forced to clean up,”

You can handle situations like that without an HOA.

Exactly. You help your neighbor out, then and you got a neighbor who is going to watch your back. But folks would rather pay money to not put in the work to be good neighbors. That's really what the "Appeal" of HOAs is all about.

Here is my biggest argument against HOAs. You pay $200/month. That's $2400/year. If your home increases in value by $15k in 5 years, that's really only $3k in increase value, as $12k was paid out in HOA fees to make that happen. So the guy across town with no HOA only needs his home to increase in value by $4k total to beat you.

 

[Xyrax]

nikka what?

Let me find out the hoa tried to take your allowance and then grounded you with no tv

 

[the bossman]

Exactly. You help your neighbor out, then and you got a neighbor who is going to watch your back. But folks would rather pay money to not put in the work to be good neighbors. That's really what the "Appeal" of HOAs is all about.

Here is my biggest argument against HOAs. You pay $200/month. That's $2400/year. If your home increases in value by $15k in 5 years, that's really only $3k in increase value, as $12k was paid out in HOA fees to make that happen. So the guy across town with no HOA only needs his home to increase in value by $4k total to beat you.

$200/month for trash, snow removal, landscaping, a well maintained gym or party room, lifeguard and clean pool is not bad deal at all

 

[™BlackPearl The Empress™]

$200/month for trash, snow removal, landscaping, a well maintained gym or party room, lifeguard and clean pool is not bad deal at all

But those fees always go up

 

[Cakebatter]

$200/month for trash, snow removal, landscaping, a well maintained gym or party room, lifeguard and clean pool is not bad deal at all

I know a ton of folks living under HOAs who don't get their driveways plowed nor get their lawns cut. Also trash removal is standard for most mid to large cities. If you buy a home with a pool, why pay for the communal one?