"Its literally impossible to save money when you're poor"

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Would you recommend it over Mint?


Yes, I used Mint before I started using YNAB. The YNAB method of budgeting is way better than Mint. The best thing to do is try the trial version of the app and read through the tutorials so you can learn how to use it, and they also have videos and live classes you can join to teach you. The only advantage Mint has is that it's free, but YNAB is worth it because you'll save way more than the $50 a year it costs once you learn the method.
 

BrehWyatt

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It takes discipline and a little bit of luck (I.E. no unforeseen expenses). Will you save as much as everybody else? No. But it can be done. Just gotta know what you can and can't go without.
 

Art Barr

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The city of Los Angeles has one of the largest concentrations of homeless people in the United States. As of 2013 it houses about 57,737 homeless people (second only to New York city), and third in the world.

The Philipines is the first btw.

Its easier to just teach you than try and expand a point. That way you aren't confused into thinking this is an equal-footed argument.
You bring nothing to the table here.
Why don't you go argue with a Canadian about snow next.

fukking moron.


nikka shut your inexperienced speaking on experience you don't have face ass up, nikka.
You the type of nikka with an opinion on parenting and you not one face ass, yousa goofie.

Art Barr
 
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notPsychosiz

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nikka shut you inexperienced speaking on experience you don't have face ass up, nikka.
You the type of nikka with an opinion on parenting and you not one face ass, yousa goofie.

Art Barr

You are without substance.
I see through you.
 

Scott Larock

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What is exactly poor? I'm poor and I make under 40k a year, I can't save shyt. Also let's be real what is saving200 a month? One car issue arise and that's done.

Saving thst little is nothing.

I don't like conservative nonsense.

Real savings is 25k and up saved and built upon.
 

Redeem87

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What is exactly poor? I'm poor and I make under 40k a year, I can't save shyt. Also let's be real what is saving200 a month? One car issue arise and that's done.

Saving thst little is nothing.

I don't like conservative nonsense.

Real savings is 25k and up saved and built upon.

If you are single making just under 40k a year that is not poor . Saving 200 a month is decent in 3 months thats 600 dollars how is that bad ?
 

Art Barr

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What is exactly poor? I'm poor and I make under 40k a year, I can't save shyt. Also let's be real what is saving200 a month? One car issue arise and that's done.

Saving thst little is nothing.

I don't like conservative nonsense.

Real savings is 25k and up saved and built upon.


You are not poor making 40k a year.
If I was back to making forty k salary a year even without a commission tacked on to it.
I would save 1700 a month easy.
Maybe even more than that, if they had a church's chicken around here and two dollar Tuesday.
I would spend twenty bills and have two weeks worth of lunch and have forty out my lunch budget every week to play around with.
Without, having to even touch a petty cash pot I was setting to the side.

That is why I keep applying regardless of being blackballed.
I am a hr offer away, any day.


Art Barr
 
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