I don’t know to many people who work at Popeyes   that can afford to build portfolios . 
 
Your describing a bunch of teenagers and men in early 20’s. I don’t think you have a real outlook on reality . You say stop trying to teach people to code because they can’t even open a bank account . 
 
People working at Popeyes and Walmart have a harder time keeping bank accounts open because they are usually trying to keep there tank full and pay bills . You have to have money in your account to keep it open and to pay fees.
I only know a few people who have had the same job since 18 . They work at ford and hospitals and steel mills .
It’s hard to tell someone who makes $8.91 a hour to take all there money and buy a investment property .
Like I said you don’t have a realistic view.
The company I work for has a $250 referral program. If I get someone a job I get $250. If they are management it’s $500. IT is $1000. I bring people to the open house all the time . I’ve gotten 3 people a job . I notice a lot of people get turned off by words . People will say I can’t do data entry or I can’t be an administrative assistant . I don’t know what excel is . shyt like that . Once I tell people all you do is answer phones and scan in paper the whole mentality changes .
So maybe if you know someone doesn’t know how to open a bank account you should be trying to get them into a entry level position so the cane become familiar with the work and learn and grow . Not write them off because there not moving st your speed .
Black people we are always the worst to get hit during the recessions the layoffs the housing crisis and every other American policy that goes wrong .
It is your duty to help the next person up . Not cut them off because you don’t want them around your white friends .