More Young Adults Live With Parents Than Not—for the First Time in 130 Years

[mcdivit85]

You nikkas and your excuses, this is exactly why your living with your parents..30 plus and living at home?? At this point there isn't an excuse that's going to fly, you just a bum ass nygga and I don't care if you disagree, it's the truth. I can understand struggling through your early to mid 20s but by 30 you should have something going to where you can atleast afford an efficiency apt.

And at you nikkas that keep saying "I'm not gonna pay some landlord $700 to rent when I can live with my parents and stack and start a business" nikka the only person you fool in is yourself, keep making them excuses breh and watch time fly....

nikkas gone be 50 talking bout "fukk renting, ima stack this paper, live with mama and have me a business by 70...MAMMA IM HUNGRY what's for dinner ass nikka"

These dudes always have that "I'm stacking my paper to do XYZ." And they never do XYZ.

Dude 30, been living at home since college graduation and still doesn't have any business going. Aint even selling sh#t on Craigslist

Peace

 

[benjamin]

These dudes always have that "I'm stacking my paper to do XYZ." And they never do XYZ.

Dude 30, been living at home since college graduation and still doesn't have any business going. Aint even selling sh#t on Craigslist

Peace

lol stacking paper for what? eventually you gonna have to spend that money right?.....the whole "im stacking paper" mentality is a bum nikkas mentality because it makes him feel good about leeching off his parents. I'ma keep it real, this problem is 95% the parents fault, enabling these spoiled new age young adults..when i Turned 18 the timer started, i had to be out by 20 or i was getting kicked out. It's tough love but it worked.

 

[mcdivit85]

For me to be so stupid and pathetic, it's funny that you can't respond to anything head-on in the post you quoted like I did with @benjamin - the classic strawman.

You are guilty of thinking for assuming that I am blaming racism for not being on my own, when in fact I would rather put myself on a faster track to own rather than rent with prices at an all-time-high (already stated), as well as have money for investing, supporting my family and other emergencies than line the pockets of a landlord who hates me more than the next non-black person.

[MA] Landlord wont let me rent to black people. • /r/legaladvice
http://www.thecoli.com/threads/i’m-a-black-man-here’s-what-happened-when-i-booked-an-airbnb.431371/
This Apartment Rental Ad Listed On Craigslist Actually Said ‘No Black People’

Bro, this is a very weak line. The "I don't want to pay rent" line. Even if you get a mortgage, you're paying rent because you don't truly own that house until you pay off the mortgage and get the title. So, you're renting the house from the mortgage company who owns the title. And if you don't pay the note each month, then the real owner, the mortgage company, can and will take the house right from under you.

So, you won't be avoiding rent at any point soon.

And white supremacy is the rule of the land, but those examples you gave are extremely rare. Most black people have no trouble getting an apartment if they have the money they need. Sounds like you don't, so that's your issue. Not some potential racist landlord who stupidly turns down money because of his asinine prejudice. And that's especially if you live in or around a major city.

Peace

 

[mcdivit85]

A lot of people don't have that drive to work hard and figure things out. Location is a factor as well. I've only made 22K a year for the last five years. I've been on my own since 2005. I'm a homeowner and married win 2 kids.

And there it is

Peace

 

[mcdivit85]

renting long term is for suckers. i respect the people who stay home and stack their paper. that's what asians and indians do. they could careless about society's expectations. we're living in weird economic times. spending years and years giving more than half your paycheck to a jew for rent is a LOSING strategy.

A mortgage is a 30 year rent agreement, breh. You don't own anything until you get the title, which is owned by the bank for the life of the mortgage.

Stop paying the mortgage and see who owns the house. And once you get the title, stop paying the taxes and see who owns the house.

Peace

 

[Reactor1804]

I'm over 30 and half the nikkas I graduated with still living at home with their parents or got a gang of roommates. Coming from a Haitian background where you usually you move out when you get married I don't discriminate, but at the same growing up in the US where you seen as a loser after a certain age if you still living at home, I get that side too. Actually, I moved out at 29 because I didn't wanna be that dude who's 30 still at home. The cost of rent in NY is so high tho nowadays you can't blame anybody.

 

[Weaver31]

Im about to move back in with my parents for just 6 months to repair credit and save more money to pay bills. Its because my ex fiancé fuked me over. I gave her a set amount of what I can pay and she quit her job and her and her mom didn't help me with the promised amount so I've been struggling for past 3 years.

I hate having to move back in with parents because I think a grown person especially a man should be able to provide for myself. I made a poor choice in a finace and I let her use me and she used her female privilege to make me feel as a man I had to pay for everything. My thing is why u have me buy a house knowing my car isn't the most dependable, and having me unprepared to respond to unplanned circumstances. I had dental issues, a teeth extracted, have to get an implant for a front tooth, had a bad abcess from a bad root canal. I also have other dental work and health issues.

On top of all that, my parents gonna get on my nerves. Mom is a horrible hoarder and my dad is laid back like me and let her wear the pants. Their constant nagging will get on my nerves.

 

[beenz]

A mortgage is a 30 year rent agreement, breh. You don't own anything until you get the title, which is owned by the bank for the life of the mortgage.

Stop paying the mortgage and see who owns the house. And once you get the title, stop paying the taxes and see who owns the house.

Peace

they're not the same. you don't get tax advantages from renting a house/apartment. a homeowner don't have to deal with any bullshyt rules of a landlord, and they can make whatever changes they want to the home. oh and if you wanna get out, you can always sell your home for hopefully more than you paid for it. can't do that with a rental either.

and we talkin bout taxes???? taxes are an inevitability like death. I'm not sure why that needs to be mentioned.

 

[ShenJingPoQi]

And there it is

Peace

This is simply not true. Major structural economic changes has been happening since Reagan took over and today in 2016 the chicken is coming home to roost. This generation and coming generations have been economically screwed by previous generations unless a major political or economic events happens, life economically will become tougher for the average person.

 

[mcdivit85]

they're not the same. you don't get tax advantages from renting a house/apartment. a homeowner don't have to deal with any bullshyt rules of a landlord, and they can make whatever changes they want to the home. oh and if you wanna get out, you can always sell your home for hopefully more than you paid for it. can't do that with a rental either.

and we talkin bout taxes???? taxes are an inevitability like death. I'm not sure why that needs to be mentioned.

Ok, you get some tax advantages with a mortgage agreement as opposed to a rental agreement. But you're still renting because you don't own that house while the mortgage is still active. Again, stop making the payments and see who owns the house.

And making any changes to the home argument is not true in many cases. If one lives in a development, as many do, that they must adhere to the rules setup by that community. So, if they want to add a deck but their community does not allow decks, then they are up the creek. Same for condos. So, no different than rules and stipulations in a rental agreement in many cases.

You said it right....hopefully sell it for more than what they paid for it. As I'm sure you know, that's not an automatic go either. Many a home sits on the market for months, collecting dust and making sellers antsy. Antsy enough to sometimes break even or take a loss to get out from under two monthly payments-one for the old place and another for the new place. Not to mention the shifts in the market, which can make a profit very hard to come by.

Not bring up taxes in relation to home buying? How does that make sense? Taxes are part of buying and keeping a home. They're a factor in the total cost as well as actually keeping the house after you spent years paying off the mortgage.

Peace

 

[mcdivit85]

This is simply not true. Major structural economic changes has been happening since Reagan took over and today in 2016 the chicken is coming home to roost. This generation and coming generations have been economically screwed by previous generations unless a major political or economic events happens, life economically will become tougher for the average person.

There will always be economic shifts, which affect the population. Waiting for the day when those go away or swing back in your favor will have you waiting for a very long time.

I'm not giving grown men and women excuses for living at home at 30 or over. A big part of being an adult, and being respected as such, is finding a way to make it through life...even when it gets hard. If as an adult, one expects life to be peachy and for the adversities of making ends meet to just fade away, then they are not prepared for adulthood.

Peace

 

[Dolla$]

Is somebody really making an argument against OWNING property?

 

[FSP]

Is this a real post?

Peace

You need to stop with the holier than thou bullshyt. Everyone aint running the same race

 

[beenz]

Ok, you get some tax advantages with a mortgage agreement as opposed to a rental agreement. But you're still renting because you don't own that house while the mortgage is still active. Again, stop making the payments and see who owns the house.

And making any changes to the home argument is not true in many cases. If one lives in a development, as many do, that they must adhere to the rules setup by that community. So, if they want to add a deck but their community does not allow decks, then they are up the creek. Same for condos. So, no different than rules and stipulations in a rental agreement in many cases.

You said it right....hopefully sell it for more than what they paid for it. As I'm sure you know, that's not an automatic go either. Many a home sits on the market for months, collecting dust and making sellers antsy. Antsy enough to sometimes break even or take a loss to get out from under two monthly payments-one for the old place and another for the new place. Not to mention the shifts in the market, which can make a profit very hard to come by.

Not bring up taxes in relation to home buying? How does that make sense? Taxes are part of buying and keeping a home. They're a factor in the total cost as well as actually keeping the house after you spent years paying off the mortgage.

Peace

I'd rather own period. if you like having a landlord who can come up in your spot at will, tell u to turn down ur music, and you have to ask permission to make any minor change, so be it.

 

[mcdivit85]

You need to stop with the holier than thou bullshyt. Everyone aint running the same race

I was actually asking. People troll and dude's situation sounds crazy. So, I wasn't sure

Peace