Do you guys have an IRA? If so which one. I've been doing Traditional but thinking about going Roth.
I've moved most of my liquid savings from HYSA to Fidelity SPAXX to get a better rate 4.22% right now, it's also where I buy 4-Week T-Bills.
I have Ally & Discover but does anyone use one of the higher HYSA? I see TotalDirectBank offering 5.05% on MMAs & Wealthfront offering 4.3%. Kinda want one but don't want the ding since I churn bank accounts.
Speaking of churning:
Currently doing Chase's $900 checking/savings bonus. Offer dead now
Thinking of doing WF $525 Savings Bonus: Savings Account Bonus Offer: New Customers Earn $525 | Wells Fargo