MaxBundles
Veteran
If living at home isn't "terrible" suck it up and stay home. Stack your bread. You only 23, stay at home as long as you can. TRUST ME
Pay off Car or Move Out? Advice for a 20 something
Stay with parents, pay off car debt , stay away from credit cards, stack ur bread and win
SheWantTheD
Veteran
pay off the car.. how old are you?
THIS..THIS...THISX10....if you don't have to move out then dont unless you have zero independence. Stay long as long and stack $$$ as long as you can.
Move out.. You already in the home stretch of paying off the car within the next 2 years
UpAndComing
Veteran
It is, but not when you have $9k left and worried about needing the money to find a place to live
Paying off a depreciating asset in one instant vs finding a place to live shouldn't even be a hard discussion IMO
Debt free >>>
Pay off that car
Pay off that car
Is there something you can do or say to make your living situation better?
I would pay off my car, stay home and continue saving.
are you paying any bills where you are living? If not, try that maybe things can get better if you kick in some money.
See what you can do to make living situation better, some money, debt free, continue saving >>>>>>>>>>>> car debt, rent, utilities, insurance, furniture, and whatever bullshyt comes your way that you have to pay money
I would pay off my car, stay home and continue saving.
are you paying any bills where you are living? If not, try that maybe things can get better if you kick in some money.
See what you can do to make living situation better, some money, debt free, continue saving >>>>>>>>>>>> car debt, rent, utilities, insurance, furniture, and whatever bullshyt comes your way that you have to pay money
Mordith
H.E.N.R.Y.
Why wouldn’t I pay my car off?You want the real?
Go to a low cost of living city and get a low cost apartment. Start your career, save money, and continue to make the monthly payments on the car
And don't pay off your car in full, why in the hell would you do that
UpAndComing
Veteran
That's a lump sum of $9k. It would be fine if you weren't already looking to save money to move out of your parent's/family house
Paying off your car is a lower priority than finding a place to live
If you are asking whether you should deplete your savings to pay off your car or just move out, then the answer is to move out.
Don't know where you stay but what you have put away so far is MORE than enough to finance a move. The housing market is trash, but last I heard it's a seller's market right now and would be a fool's errand to buy. I don't keep up with those happenings enough to know for certain.
The right answer is to continue saving as much as you can so long as you are able to stand living at home. Don't leave until you can do both unless that at-home life with your folks is really. If so, then go ahead and move out.
The fact you have that kind of $ put away at 23 not only puts you ahead of most at your age, but it puts you ahead of a lot of people who are married, living on their own, etc. PERIOD.
Not completely depleting myself. When I got my job, I opened like 5 diff savings accts. The one I’m talking abt in particular is just for moving out, also the savings acct I’ve been most aggressive with.
i am trying to take advantage of the student loan moratorium right now as well. My thought is that it would be good to pay the car off, and have one less bill. Then by summer/fall I should be able to move out
I’m really grateful to be living @ the crib but it’s tuff man. It don’t even be feeling like it’s my place fr, but on the flip side, whether I’m buying or renting it’s dumb expensive.
i just feel lost as hell
datnigDASTARDLY
catching pigeons
Boy if you don't git yo ass on somewhere and pay off that car and stay yo tail at home 
What you think this is, 20 years ago?
Better stay at home, pay off the car, and make sure you got bread to pay off any repairs for the next couple years.
You'll wish you had
What you think this is, 20 years ago?
Better stay at home, pay off the car, and make sure you got bread to pay off any repairs for the next couple years.
You'll wish you had
I’m riding this jawn till the wheels fall off no lie