After doing some research..
It's not a scam. It's fukking sales and the pay is based on commissions. Nothing wrong with that if that's your thing. High Risk, High Reward. If you not a hustler like that, then don't sign up.
Ironically, the structure of how they operate isn't that much different than a normal insurance agency. You have the owner, and then agents under him/her that do a lot of the work and earn the sales, and the comissions get shared and everything like that.
They just take it to another level w/ the MLM thing, which gave them the bad rep. Plus their products are
if you really look into things.I remember years ago being at our local large mall, I was dressed down with a shoulder bag on waiting for my boy and I got approached by two of them fools there. The girl was kind of cute, but I passed them two of my business cards and said "When you want to actually make money and sell legit insurance, call me" and kept it moving.

) then it's def a pyramid scheme.
and tried to get me to stay
"Well... I make almost all of my money through my memberships."
to the office he was in.I knocked on the door and a some latin cat opened the door.My boy seen me and walked up like give me like 5 minutes.Cool.He comes to the car like
I got the job.I jump on the e way and he telling me how he paid $100 and he about to sell fire extinguishers.
.
@ ur boy thinking he winning @ a job interview where he just came out with less money than he did when he went in.