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Pseudonym

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I want to save more this year but I have to trick myself. First, trying to manage on x amount and sending anything over to one savings account. Then saving 10% of x in another account.

A few years ago this is what I did ( not like you asked or anything):

I had $20 extra taken out of my paycheck for taxes (I got it back during tax refund)

I put 3 accounts on my paper for my paycheck (HR was looking like:hhh:)
80% goes to joint account which hubby uses to pay bills and put into our joint savings
10% goes to MY personal savings ( my mama always taught me to have a way out)
10% to MY checking account

I also did Self Lender where you pay $20 a month and it helps your credit and you get the money back after 6 months

:ufdup: I’ve watched too many Lifetime movies to not have my own savings, things can go south at anytime
 

Peter Popoff

Black uptowns and a chess board nıgga
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BRRRRRRROOOOOOOOOOOKKKKKKLLLLLYYYYYNNNN
Looking through my IG and snap; first thing I've noticed:

What is it with these thots with positive energy and crystal stones? All them negative dikks in you will not be canceled out with burning toilet paper in sage and meditating to calcified rocks.
:mjlol:
 

Rawtid

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A few years ago this is what I did ( not like you asked or anything):

I had $20 extra taken out of my paycheck for taxes (I got it back during tax refund)

I put 3 accounts on my paper for my paycheck (HR was looking like:hhh:)
80% goes to joint account which hubby uses to pay bills and put into our joint savings
10% goes to MY personal savings ( my mama always taught me to have a way out)
10% to MY checking account

I also did Self Lender where you pay $20 a month and it helps your credit and you get the money back after 6 months

:ufdup: I’ve watched too many Lifetime movies to not have my own savings, things can go south at anytime

Very smart! Both husband and wife should have their owns savings and homes as far as I'm concerned and it shouldn't be a secret. :manny:


I'm getting unemployment, so the 10% is a semi-manual process. I track my income/expenses via spreadsheet, so the making the calculation is easy. Navy Federal is my "operating" account and I have two accounts linked to it where I'm easily able to transfer the money.

With the new bill that passed, if I understood correctly, I could be paid a lesser amount, but the system for my state says something else, so I forecast potential payments based on both amounts and I'm comfortable on the lower amount, so anything above that is going to savings as well. I'll know by Thursday.

When I start earning regular income, I have a bi-weekly target that I would be comfortable on and hopefully whatever employer allows the flexibility to add/remove my own direct deposit accounts without going through HR. I used make changes ALL the time :russ: "Hey Susan, please find the form attached for the following updates..." I would write step by step instructions. :ufdup:Don't fukk this up, Susan. I'm going to be on that ass.
 

Krisrunner2049

Pretty boi CFO Squirrels Burgers KillaKwuads
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Downtown LA(cityboi)
I know this isn’t the right place for this considering it’s education related:mjpls:. But damn I actually attend a zoom meeting and it’s like I’m back in regular college again, the cacs keep interrupting to ask redundant ass, obvious ass, common sense ass questions:mjtf:shyt was annoying enough in person:mjtf:
 

Pseudonym

Secretary of Defense for #catset
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Very smart! Both husband and wife should have their owns savings and homes as far as I'm concerned and it shouldn't be a secret. :manny:


I'm getting unemployment, so the 10% is a semi-manual process. I track my income/expenses via spreadsheet, so the making the calculation is easy. Navy Federal is my "operating" account and I have two accounts linked to it where I'm easily able to transfer the money.

With the new bill that passed, if I understood correctly, I could be paid a lesser amount, but the system for my state says something else, so I forecast potential payments based on both amounts and I'm comfortable on the lower amount, so anything above that is going to savings as well. I'll know by Thursday.

When I start earning regular income, I have a bi-weekly target that I would be comfortable on and hopefully whatever employer allows the flexibility to add/remove my own direct deposit accounts without going through HR. I used make changes ALL the time :russ: "Hey Susan, please find the form attached for the following updates..." I would write step by step instructions. :ufdup:Don't fukk this up, Susan. I'm going to be on that ass.
:noah: Why dont you live here dammit!!!! We could be the bestest of friends!!! I have Navy Federal too because of my brothers! I love them!
 

SnowflakesByTheOZ

Sorry, that's another B
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I love this woman man, ever since I was young. She has been my epitome of what a gorgeous female is.

Me and Swizz beefin
 

Pseudonym

Secretary of Defense for #catset
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:patrice: A cashier just told me he thought I was a pregnant teenager and he’s relieved and surprised I’m not.

I don’t know how to feel about this...

I tried to buy a lighter (in Fl, some stores only sell them to you if you’re 21+)

:martin: I had to go out to my car to get my license.


I mean I’m glad that I could be mistaken for a teenager , but why that he assumed I was a pregnant teenager. You see my belly and the ring on my finger. Maybe I’m tripping.
 

Zero

Wig-Twisting Season
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When the aunt that can't cook wants to feed you
vlSTLQVV_o.png
This is going straight to the trash :hhh:

She the only sister who didn't pay attention to grandma....this was an atrocity :scust:
 

Sonic Boom of the South

Louisiana, Army 2 War Vet, Jackson State Univ Alum
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Rosenbreg's, Rosenberg's...1825, Tulane
I swear to gawd mafukkas under 32 literally believe everything :mjlol:

And think technology now is some mind blowing ass shyt:mjlol:


I know I could start multiple MLM scams, cults, etc.and fleece the fukk out these mafukkas :mjlol:


It's like life is backwards the generations that grew up with the most technology are the fukking worst with it and see the shyt as being way more than wtf it really is:deadmanny:
 
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