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MikelArteta

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Goatganda the pearl of Africa
I wouldn't go that far.

:usure:

Because I know someone who makes 225k with excellent credit and nearly 100k for the down payment the max they could get for a mortgagee is around 800k

yes if you have a big down payment or are selling your crib and have equity then yes of course you can afford more


:jbhmm:
 

JLova

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:usure:

Because I know someone who makes 225k with excellent credit and nearly 100k for the down payment the max they could get for a mortgagee is around 800k

yes if you have a big down payment or are selling your crib and have equity then yes of course you can afford more


:jbhmm:

Thats a weak down payment for that salary. Also, the stress test is keeping that person from affording more.

The name of the game is down payment. Jobs are lost every day. Income helps for sure, but you also need a strong down payment.
 

JLova

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Thats a weak down payment for that salary. Also, the stress test is keeping that person from affording more.

The name of the game is down payment. Jobs are lost every day. Income helps for sure, but you also need a strong down payment.

there at people making much less getting approved for bigger mortgages.

I also learned that everyone is perfect until you actually see their finances and things aren’t as perfect as they once seemed.

I’ve seen enough mortgage and rental applications.
 

MikelArteta

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Thats a weak down payment for that salary. Also, the stress test is keeping that person from affording more.

The name of the game is down payment. Jobs are lost every day. Income helps for sure, but you also need a strong down payment.


isn't that what I said? If you have a big down payment it will help but in terms of qualification for mortage you can make a large amount but still not qualify for a massive mortage

amazing how 100k is a weak down payment and you don't think this market is insane
 

Malcolmxxx_23

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isn't that what I said? If you have a big down payment it will help but in terms of qualification for mortage you can make a large amount but still not qualify for a massive mortage

amazing how 100k is a weak down payment and you don't think this market is insane
25k deposit is all you needed back in 2015
 

SNG

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:usure:

Because I know someone who makes 225k with excellent credit and nearly 100k for the down payment the max they could get for a mortgagee is around 800k

yes if you have a big down payment or are selling your crib and have equity then yes of course you can afford more


:jbhmm:

He must have high debt. Regardless if you have good credit if your debt is high it can prevent you from achieving a high mortgage.
 

jdubnyce

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:usure:

Because I know someone who makes 225k with excellent credit and nearly 100k for the down payment the max they could get for a mortgagee is around 800k

yes if you have a big down payment or are selling your crib and have equity then yes of course you can afford more


:jbhmm:
There's something your friend isn't telling you.
Must have high consumer debt or something

That income plus low debt, should be able to qualify for $1mil.

More down-payment will help
 

MikelArteta

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Killed TSN staffer Jonathan Gayle-West was shot by total strangers, Crown says at murder trial

Jonathan Gayle-West was a story editor at TSN, but his dream was to be on air.

On Dec. 12, 2018, he was just weeks away from making that dream a reality with an interview for a sportscaster position set for January.

Instead the 29-year-old from Oshawa was shot dead in his Honda Civic in northwest Toronto around 6 p.m., shortly after visiting a pastor for advice about his future at the behest of his mother.


The brazen killing stunned the city and left his family devastated at the loss of their beloved “supernova.”

On Monday, Crown prosecutor Paul Zambonini said two men — Samir Adem and Salman Ahmed — were responsible for murdering Gayle-West, and that the jury would hear that both men were connected to the crime scene by DNA, surveillance video and the murder weapon.

The two men were total strangers to Gayle-West, Zambonini said.

Adem and Ahmed have both pleaded not guilty to second-degree murder.


In a brief opening overview of the evidence the jury is expected to hear during the trial, Zambonini said the Crown alleged the two men got into Gayle-West’s car near Kipling and Dixon Roads and shot him three times in the torso — with one bullet piercing his heart.


He said surveillance video shows Gayle-West’s car driving northbound on Islington Avenue, and then veering onto the sidewalk and a lawn — stopping after hitting a tree.

“You will then see on video surveillance two men get out of the passenger side of the car,” Zambonini said. “They run away together.”

Shortly after the two men then come back, with what appears to be a flashlight, looking for something in the car, and leave again, he said.

Zambonini said surveillance video obtained by police follows the two men until they reach three apartment buildings at 323, 330, 340 Dixon Rd. The men enter the building, where their faces can be clearly seen on video from the elevator, and go into an underground parking garage, he said.

When the police searched the corner of the parking garage where they were seen, they found a plastic bag containing a handgun.


“It was the gun used to kill Jonathan,” Zambonini said, adding that forensic experts will testify that the gun fired the bullets found in Gayle-West’s body. They will also say Adem’s DNA was found on the gun and Ahmed’s fingerprints on the plastic bag.

A jacket found in the car had Gayle-West’s blood on it along with Adem’s DNA, Zambonini said. Adem’s DNA was also found under Gayle-West’s fingernails, he said.

Zambonini did not say what, if any, motive the Crown would be alleging for the murder.

The trial continues.
 

Jefferson Jackson

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:francis:



As prices at the pumps continue to soar, some GTA gas station operators are telling CityNews they are seeing a spike in drivers filling up and taking off without paying.

CityNews has learned of seven west-end Toronto gas stations who have had incidents of theft in recent weeks, including an Etobicoke station, near Kipling and Dundas, that had at least $1,000 worth of gas stolen.

Attendants say thefts are almost always caught on camera, but in some instances drivers have had stolen licence plates.

One driver stole more than $200 worth of fuel while in a van with stolen plates, according to an attendant at one station. Police say they investigate each incident and those who are caught face criminals charges, including theft.

More stations suggest they may be switching to pre-pay only to avoid further incidents of theft.

When asked about the reported thefts, Toronto police says they have not seen a notable increase in the theft of gas occurrences in the west end of the city.

Prices currently sit at 184.9 cents per litre at most GTA stations, with another increase expected for Wednesday.

The previous record high at the pumps in Ontario was $1.61 per litre before the surge in the last week.

“In Canada prices are already at all-time record highs. Much of Canada will continue to see prices go up another five to 15 cents a litre over the next one to two weeks. So the pain is equal, no matter where you are in the U.S. or Canada,” said Patrick de Haan, head of petroleum analysis for GasBuddy.com.

The price of gasoline has already topped $2 a litre in British Columbia as Canadians across the country continue to see eye-popping numbers.

Russia’s invasion of Ukraine has pushed oil prices to levels not seen in at least eight years as tanker companies shun Russian crude and sanctions exclude some Russian banks from a global payments system, severely disrupting its exports.
 
Last edited:

RedCloakBlackWraithe

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Killed TSN staffer Jonathan Gayle-West was shot by total strangers, Crown says at murder trial

Jonathan Gayle-West was a story editor at TSN, but his dream was to be on air.

On Dec. 12, 2018, he was just weeks away from making that dream a reality with an interview for a sportscaster position set for January.

Instead the 29-year-old from Oshawa was shot dead in his Honda Civic in northwest Toronto around 6 p.m., shortly after visiting a pastor for advice about his future at the behest of his mother.


The brazen killing stunned the city and left his family devastated at the loss of their beloved “supernova.”

On Monday, Crown prosecutor Paul Zambonini said two men — Samir Adem and Salman Ahmed — were responsible for murdering Gayle-West, and that the jury would hear that both men were connected to the crime scene by DNA, surveillance video and the murder weapon.

The two men were total strangers to Gayle-West, Zambonini said.

Adem and Ahmed have both pleaded not guilty to second-degree murder.


In a brief opening overview of the evidence the jury is expected to hear during the trial, Zambonini said the Crown alleged the two men got into Gayle-West’s car near Kipling and Dixon Roads and shot him three times in the torso — with one bullet piercing his heart.


He said surveillance video shows Gayle-West’s car driving northbound on Islington Avenue, and then veering onto the sidewalk and a lawn — stopping after hitting a tree.

“You will then see on video surveillance two men get out of the passenger side of the car,” Zambonini said. “They run away together.”

Shortly after the two men then come back, with what appears to be a flashlight, looking for something in the car, and leave again, he said.

Zambonini said surveillance video obtained by police follows the two men until they reach three apartment buildings at 323, 330, 340 Dixon Rd. The men enter the building, where their faces can be clearly seen on video from the elevator, and go into an underground parking garage, he said.

When the police searched the corner of the parking garage where they were seen, they found a plastic bag containing a handgun.


“It was the gun used to kill Jonathan,” Zambonini said, adding that forensic experts will testify that the gun fired the bullets found in Gayle-West’s body. They will also say Adem’s DNA was found on the gun and Ahmed’s fingerprints on the plastic bag.

A jacket found in the car had Gayle-West’s blood on it along with Adem’s DNA, Zambonini said. Adem’s DNA was also found under Gayle-West’s fingernails, he said.

Zambonini did not say what, if any, motive the Crown would be alleging for the murder.

The trial continues.
sickening...
 

MikelArteta

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Goatganda the pearl of Africa
:francis:



As prices at the pumps continue to soar, some GTA gas station operators are telling CityNews they are seeing a spike in drivers filling up and taking off without paying.

CityNews has learned of seven west-end Toronto gas stations who have had incidents of theft in recent weeks, including an Etobicoke station, near Kipling and Dundas, that had at least $1,000 worth of gas stolen.

Attendants say thefts are almost always caught on camera, but in some instances drivers have had stolen licence plates.

One driver stole more than $200 worth of fuel while in a van with stolen plates, according to an attendant at one station. Police say they investigate each incident and those who are caught face criminals charges, including theft.

More stations suggest they may be switching to pre-pay only to avoid further incidents of theft.

When asked about the reported thefts, Toronto police says they have not seen a notable increase in the theft of gas occurrences in the west end of the city.

Prices currently sit at 184.9 cents per litre at most GTA stations, with another increase expected for Wednesday.

The previous record high at the pumps in Ontario was $1.61 per litre before the surge in the last week.

“In Canada prices are already at all-time record highs. Much of Canada will continue to see prices go up another five to 15 cents a litre over the next one to two weeks. So the pain is equal, no matter where you are in the U.S. or Canada,” said Patrick de Haan, head of petroleum analysis for GasBuddy.com.

The price of gasoline has already topped $2 a litre in British Columbia as Canadians across the country continue to see eye-popping numbers.

Russia’s invasion of Ukraine has pushed oil prices to levels not seen in at least eight years as tanker companies shun Russian crude and sanctions exclude some Russian banks from a global payments system, severely disrupting its exports.



Just make pumps you have to prepay how is that so hard :mjlol:
Any gas station I go to at night you usually have too
 
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