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JLova

JLova

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TradePascalSiakam said:
isn't that what I said? If you have a big down payment it will help but in terms of qualification for mortage you can make a large amount but still not qualify for a massive mortage

amazing how 100k is a weak down payment and you don't think this market is insane
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lit is a weak downpayment I’d you’re making 250k a year. You go lend someone $1m with just a100k investment, jobs are lost every day.

Folk wanna live in houses the great Toronto and Vancouver, that’s the cost. Anyone who voted (I don’t know who you voted for)
 
JLova

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Malcolmxxx_23 said:
25k deposit is all you needed back in 2015
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Not for a house in Toronto. Let’s compare apples to apples. You can put down less than a 100k deposit right now and buy a condo downtown.

libs brought in the stress test and killed your buying power by 25%
 
JLova

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SNG said:
He must have high debt. Regardless if you have good credit if your debt is high it can prevent you from achieving a high mortgage.
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There’s this as well. No one is honest about their debt or dings in their credit history. A big 5 bank has the stress test, but not all lenders have it. If his friend really wanted a mortgage with that income he could get it. Downpayment helps but not that much unless it was significant.

You need investments and/ or dual income to buy a house in the city here. It’s unfortunate but thats what it is. I been tellin y’all for years this was coming and to just buy whatever you could afford. You would be laughing now.

Folk want to make huge leaps instead of taking a few steps first, then leveraging that into more. Look at Calgary now. Edmonton too. People are trying to buy property in other cities now and boosting pricing there.

the end game is scary. Keep in mind the government told people to go out and buy because rates would be low. I mean. What did people expect? Increasing rates should help calm things down but pew may be headed into a recession. I wouldn’t be buying anything right now. Way too much uncertainty.
 
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TradePascalSiakam said:
Killed TSN staffer Jonathan Gayle-West was shot by total strangers, Crown says at murder trial

Jonathan Gayle-West was a story editor at TSN, but his dream was to be on air.

On Dec. 12, 2018, he was just weeks away from making that dream a reality with an interview for a sportscaster position set for January.

Instead the 29-year-old from Oshawa was shot dead in his Honda Civic in northwest Toronto around 6 p.m., shortly after visiting a pastor for advice about his future at the behest of his mother.


The brazen killing stunned the city and left his family devastated at the loss of their beloved “supernova.”

On Monday, Crown prosecutor Paul Zambonini said two men — Samir Adem and Salman Ahmed — were responsible for murdering Gayle-West, and that the jury would hear that both men were connected to the crime scene by DNA, surveillance video and the murder weapon.

The two men were total strangers to Gayle-West, Zambonini said.

Adem and Ahmed have both pleaded not guilty to second-degree murder.


In a brief opening overview of the evidence the jury is expected to hear during the trial, Zambonini said the Crown alleged the two men got into Gayle-West’s car near Kipling and Dixon Roads and shot him three times in the torso — with one bullet piercing his heart.


He said surveillance video shows Gayle-West’s car driving northbound on Islington Avenue, and then veering onto the sidewalk and a lawn — stopping after hitting a tree.

“You will then see on video surveillance two men get out of the passenger side of the car,” Zambonini said. “They run away together.”

Shortly after the two men then come back, with what appears to be a flashlight, looking for something in the car, and leave again, he said.

Zambonini said surveillance video obtained by police follows the two men until they reach three apartment buildings at 323, 330, 340 Dixon Rd. The men enter the building, where their faces can be clearly seen on video from the elevator, and go into an underground parking garage, he said.

When the police searched the corner of the parking garage where they were seen, they found a plastic bag containing a handgun.


“It was the gun used to kill Jonathan,” Zambonini said, adding that forensic experts will testify that the gun fired the bullets found in Gayle-West’s body. They will also say Adem’s DNA was found on the gun and Ahmed’s fingerprints on the plastic bag.

A jacket found in the car had Gayle-West’s blood on it along with Adem’s DNA, Zambonini said. Adem’s DNA was also found under Gayle-West’s fingernails, he said.

Zambonini did not say what, if any, motive the Crown would be alleging for the murder.

The trial continues.
Click to expand...

:francis:

"For gooooood!"
 
thatrapsfan

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TradePascalSiakam said:
Killed TSN staffer Jonathan Gayle-West was shot by total strangers, Crown says at murder trial

Jonathan Gayle-West was a story editor at TSN, but his dream was to be on air.

On Dec. 12, 2018, he was just weeks away from making that dream a reality with an interview for a sportscaster position set for January.

Instead the 29-year-old from Oshawa was shot dead in his Honda Civic in northwest Toronto around 6 p.m., shortly after visiting a pastor for advice about his future at the behest of his mother.


The brazen killing stunned the city and left his family devastated at the loss of their beloved “supernova.”

On Monday, Crown prosecutor Paul Zambonini said two men — Samir Adem and Salman Ahmed — were responsible for murdering Gayle-West, and that the jury would hear that both men were connected to the crime scene by DNA, surveillance video and the murder weapon.

The two men were total strangers to Gayle-West, Zambonini said.

Adem and Ahmed have both pleaded not guilty to second-degree murder.


In a brief opening overview of the evidence the jury is expected to hear during the trial, Zambonini said the Crown alleged the two men got into Gayle-West’s car near Kipling and Dixon Roads and shot him three times in the torso — with one bullet piercing his heart.


He said surveillance video shows Gayle-West’s car driving northbound on Islington Avenue, and then veering onto the sidewalk and a lawn — stopping after hitting a tree.

“You will then see on video surveillance two men get out of the passenger side of the car,” Zambonini said. “They run away together.”

Shortly after the two men then come back, with what appears to be a flashlight, looking for something in the car, and leave again, he said.

Zambonini said surveillance video obtained by police follows the two men until they reach three apartment buildings at 323, 330, 340 Dixon Rd. The men enter the building, where their faces can be clearly seen on video from the elevator, and go into an underground parking garage, he said.

When the police searched the corner of the parking garage where they were seen, they found a plastic bag containing a handgun.


“It was the gun used to kill Jonathan,” Zambonini said, adding that forensic experts will testify that the gun fired the bullets found in Gayle-West’s body. They will also say Adem’s DNA was found on the gun and Ahmed’s fingerprints on the plastic bag.

A jacket found in the car had Gayle-West’s blood on it along with Adem’s DNA, Zambonini said. Adem’s DNA was also found under Gayle-West’s fingernails, he said.

Zambonini did not say what, if any, motive the Crown would be alleging for the murder.

The trial continues.
Click to expand...
Death penalty.
 
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