When my credit limit going to go up?

[Formerly Black Trash]

Merrick, Orchard, Credit One, First Premier, all trash!

Stick with Capital One, and Discover



It depends when Capital One. I read they will approve for certain cards, and never raise your limit. I had a Quicksilver One, and they have never raised the limit. But I had a platinum, and they let me upgrade to a regular Quicksilver, and they keep raising that limit.

Damn. I got Quicksilver One

 

[CreepyMcCreeperson]

Damn. I got Quicksilver One

Read the MyFico forums.

I learned a lot. I’m at 702

 

[International Playa]

I got two credit cards one with 5k & 10k. I'm closing both.

I hate credit cards, I got in to so much credit debt in my 20s. I didnt understand CC. I spent on popping bottles in the club, buying cars, fukking hookers & taking females on shopping trips etc

Luckily I paid back every penny

 

[Formerly Black Trash]

I got two credit cards one with 5k & 10k. I'm closing both.

I hate credit cards, I got in to so much credit debt in my 20s. I didnt understand CC. I spent on popping bottles in the club, buying cars, fukking hookers & taking females on shopping trips etc

Luckily I paid back every penny

 

[Formerly Black Trash]

Read the MyFico forums.

I learned a lot. I’m at 702

If i keep 3 cards at 300
Only spend 100 on 2
And spend like $15 on the other one

Will I be in better shape than just spending $100 on the two?

 

[CreepyMcCreeperson]

If i keep 3 cards at 300
Only spend 100 on 2
And spend like $15 on the other one

Will I be in better shape than just spending $100 on the two?

Always best to spend as little as possible, and pay off, or keep a low balance under 30% of the limit.

 

[Noriega]

I’m in the same boat with my Chase freedom unlimited card. $500 limit, granted it was my first line of credit ever. Had never taken out a loan or CC prior

It’s been like 8 months tho, I want them to bump my shyt up to like $1500-2000 so I can start putting my utility bills on there while keeping my utilization low

 

[NkrumahWasRight Is Wrong]

Mine went down from 10k to 6k

Have 2 @6k

I never have more than 500 on either card though

 

[Formerly Black Trash]

Mine went down from 10k to 6k

Have 2 @6k

I never have more than 500 on either card though

Damn what you do?

 

[NkrumahWasRight Is Wrong]

Damn what you do?

I probably make less than you right now my credit score was immaculate at the time of application

 

[Formerly Black Trash]

I probably make less than you right now

 

[NkrumahWasRight Is Wrong]

Getting better with new opportunities but still real bad

In any event, pay off your cards regularly. I usually pay a card as soon as I use it. Also dont cancel credit lines. The oldest ones count the most towards your score (I think)

 

[JoelB]

I got two credit cards one with 5k & 10k. I'm closing both.

chill breh... length of history plays a huge part of your fico. Don’t close nothing out unless they raping you on annual fees and even then, don’t close...call your CC and change to a product that has 0 annual fees.

keep utilization under 30% and relax.

 

[LiIZaneFan1978]

I got two credit cards one with 5k & 10k. I'm closing both.

I hate credit cards, I got in to so much credit debt in my 20s. I didnt understand CC. I spent on popping bottles in the club, buying cars, fukking hookers & taking females on shopping trips etc

Luckily I paid back every penny

You paid off all your cc debt so now you’re going to close your accounts? Did it go to collections?

How lavish were you really living with 15k in credit my G?

 

[Mr.Plan B]

Get the Navy federal credit union N rewards secure card. All it takes is 200 bucks to open. After you make payments on time For 6 months. They will review your account and give you big increase I’m talking about 5k to 10k. There lot of YouTube videos on this just search for it. Once I get over my six months I’ll update you on what they gave me.