This was the primary catalyst for the real estate/mortgage crisis that occurred 10 years ago, which we still have not fully recovered from.Rappers and hood nikkas ain't the worst perpertrators of this. The black people who make 60-100K a year and decide that means they need to live in the most expensive house 100K can buy,and drive the most expensive car money can buy are the worst.
Most of these people signed up for adjustable rate mortgages and spent their disposable income on cars and costly home accessories. A few years later, the rates went up, and suddenly they can't afford to make their payments because there was no extra money leftover from their previous spending (Lexis car note/Italian furniture/landscaping....etc).
Middle/Lower Middle class people are by far the worst flossers