I just shed a real tear for you breh. I would tinypic it but 
May allah guide Sallie Mae and their predatory business practices to Islam

May allah guide Sallie Mae and their predatory business practices to Islam

I'm outta psych doing business shyt now (org sciences is a combo of org psych, comm, and business shyt). I'm working on my dissertation now. It should take 2 semesters to complete.
The degree will not give me any extra money, at least not in the short term. It may in 10-15 years. But I unfortunately can't think that far ahead right now.i'm going to be honest, i am not familiar with that discipline or what someone would do with a doctorate in it
even a ph.d. in organic chemistry is not close to being worth six figures of debt
what is your earning potential if you complete that degree? how much does it change from mid-60's you make now?
if it doesn't affect the bottom line, pursuing that degree (even two more semesters) might be a luxury you can't afford
as someone said, you might be better off getting a second job
but don't trust the internet- run the full numbers yourself
there might be a way to make it right
best wishes that it works out
should of just went through the federal consolidation program,
sallie mae finessed you, probably the worst move you could have made
what, why?
Yeah, they're getting a call first thing Monday.Damn I feel For you. shyt. These loans got me wary. True sharks out there.
You should've went into medicine. You could've finished that debt easy. Are there any money makers for a phych degree? Get a phd if there is.
You need help. Stay strong and make you call and ask why they raised your payment

Run away breh, they just fukked me today. You don't wanna be where I'm atwhat, why?
I have a consolidation with Sallie Mae pending right now
Its throught the William J Ford, they asked me to choose a servicer and I chose Sallie randomly.
Run away breh, they just fukked me today. You don't wanna be where I'm at
I thought they were all the same tbh, but @kevin arnold is making it seem like there are better ways of doing things. I guess I'd just research it more. I just trusted the website and didn't do enough research. I thought it would be all good because they accepted my IBR for 2 years. Then all of the sudden this shyt.I mean is there a better servicer?
I/O psychBA psych
MA i/o psych
1 year away from a phd in org sciences

I like them both.
I/O will make you a lot more money, but social work will be more fulfilling. I/O is basically a degree that sends you straight to an HR or personnel position. If you like that kind of thing, go for it. I can't stand HR, so that's why I went with org sciences for my phd. I have a strong stats background thanks to my i/O degree and just do medical research nowI/O psych
Is it worth it? It's either that or social work for grad schoolI like them both.

Or fukking kill myself135K
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At this point your best bet is to fake your death, and start a new life elsewhere.
Anyway they're putting me at over $1600 a month now.
im praying for you man