Good Credit being a job requirement.....

[havoc]

You are talking about credit score ??

Sh!t, muth@fukking AT&T do motor vehicle check for a customer representative position. I hope I get in, but my driving record is not looking good.

 

[newworldafro]

is one of the most ridiculous hiring practices i can think of. If a person is unemployed looking for a job more then likely their money is fukked up.....to dissqualify them on the basis that they aren't paying their bills, in that state, is ubsurd and debatably discriminatory.....

and i know nikkas going to come in here on the "well when they're potentially going to be dealing with money, it makes sense.." naw, it still doesnt........but even still, this credit requirement is not simply relegated to jobs where the applicant could/would be dealing with money. Example, I got a homeboy with a 90k degree who just got then ungot a job because of his credit..........which got fukked up in his time of unemployment.......

anyways, whats ur thoughts.......speak on it

You saying your homeboy was working at job, then his credit got messed up and they fired him??

 

[Rarely-Wrong Liggins]

This is in the same realm as literacy tests and poll tax for voting IMO.

 

[JasonSJackson]

You saying your homeboy was working at job, then his credit got messed up and they fired him??

naw, he applied for the job, went in for the interview and was told he had the position pending his credit check results.....

 

[JasonSJackson]

You are talking about credit score ??

Sh!t, muth@fukking AT&T do motor vehicle check for a customer representative position. I hope I get in, but my driving record is not looking good.

i believe so, im not sure tho.......

they checking ur driving record too? yo thats crazy.

 

[Wild self]

i believe so, im not sure tho.......

they checking ur driving record too? yo thats crazy.

Its basically scam items for people that don't have job positions available. America has too many people and not enough jobs.

 

[MadameMoreaux]

Thats absurd. Accept bribes? Where the hell do you get that from? What if someone simply co-signed on a loan that the original party defaulted on, thus ruining both credit scores? What if someone didnt have medical insurance, and they suffered a debilitating illness or injury? Situations like these makes someone untrustworthy now? There are a lot of reasonable explanations for poor credit.

But what you said is part of all this --- somehow our corporatized society has equated financial success and measures like "good credit" with morality and trustworthiness. Somehow if you've had financial hiccups in your life, that means you are an immoral, low class person who isnt even fit for employment. The fck kind of society is this?

which is hilarious considering the corrupt individuals that run these corporations. good post.

 

[thegreatwb]

I'm a hiring manager. I don't completely disqualify, but with certain positions of power (say, a compliance officer), I wouldn't hire if they have dismal credit. If they are in the 600 range and have superb reputation and work experience, and I know other people in the industry who can vouch for them, I might just advocate for them with HR.

I do believe that the national credit system itself is a little screwy, but I've also had my credit card stolen twice from different companies' employees. These call center and customer service positions have a LOT of access to confidential info, and trust, with all that turnover, a good portion is misusing it.

Do you hire based solely on the person's credit score or do you take into account their number of delinquent accounts? Theoretically, a person could have a low credit score and a high to debt to credit limit ratio while still not having any bills over 30 days late.

 

[winb83]

It's bs

For example I have great credit but I'm in debt with a car loan and a few school loans at aroun 14k

So someone who has bad credit because of say a 1,000 dollar cc they didn't pay os less trustworthy than me?

He'll Id be more likely to accept a Bribe or steak with the money I owe

My two cents

credit delinquency is borderline theft. its borrowing money and not paying it back. if i borrow $5000 from a person you know and never pay them back and you're hiring for a job and you find out i know them and ask them are you gonna hire me?

maybe i lost my job and couldn't pay them back but if they tell you yeah i know that dude he's a deadbeat that never paid me back you'll still consider me for the position.

i understand people get in fukked up situations but if you borrow money you can't pay back or won't pay back regardless of the reason you're a deadbeat that skipped out on a debt.

next we'll be saying you shouldn't check people's criminal records because maybe they robbed a corner store to feed their family. nobody really cares about the circumstances if you fukk up in life it dooms you to fukk up status.

 

[Rarely-Wrong Liggins]

credit delinquency is borderline theft. its borrowing money and not paying it back. if i borrow $5000 from a person you know and never pay them back and you're hiring for a job and you find out i know them and ask them are you gonna hire me?

maybe i lost my job and couldn't pay them back but if they tell you yeah i know that dude he's a deadbeat that never paid me back you'll still consider me for the position.

i understand people get in fukked up situations but if you borrow money you can't pay back or won't pay back regardless of the reason you're a deadbeat that skipped out on a debt.

next we'll be saying you shouldn't check people's criminal records because maybe they robbed a corner store to feed their family. nobody really cares about the circumstances if you fukk up in life it dooms you to fukk up status.

Maybe employers should disqualify applicants based upon their family's credit or criminal history as well. Being around such unsavory types may influence character.

 

[The Nigerian]

Maybe employers should disqualify applicants based upon their family's credit or criminal history as well. Being around such unsavory types may influence character.

Right.

This is why I'm working to start a sustainable company. I had a few failed attempts but even those dismal failures were more fulfilling than this horsesh!t. I can't take being subject to corporate fvckery day in, day out. At the whim of some asshat manager or HR person.

Remember: The more hoops a company makes you jump through the less you're valued.

 

[winb83]

Maybe employers should disqualify applicants based upon their family's credit or criminal history as well. Being around such unsavory types may influence character.

they're not hiring relatives just you. disproportionately minorities go to prison over whites. is that to say that the fact that being a convicted felon disqualifies you from most jobs is racism? a felon that is reformed might be the hardest worker out there but most places aren't gonna hire them to find out.

some of yall act like the fact that you sign your name on a piece of paper saying you'll honor your debts then skip out on them isn't related to character at all. in some cases it actually isn't but more often than not if you look at a person with really fukked up credit there's gonna be some irresponsibility that comes into play.

 

[The Nigerian]

they're not hiring relatives just you. disproportionately minorities go to prison over whites. is that to say that the fact that being a convicted felon disqualifies you from most jobs is racism? a felon that is reformed might be the hardest worker out there but most places aren't gonna hire them to find out.

some of yall act like the fact that you sign your name on a piece of paper saying you'll honor your debts then skip out on them isn't related to character at all. in some cases it actually isn't but more often than not if you look at a person with really fukked up credit there's gonna be some irresponsibility that comes into play.

"I'm just doing my job, sir!"

 

[Field Marshall Bradley]

You would have to give an example of a job that doesn't deal with money but does require a good credit score for me to take a stab at it. Off the top of my head, I know that some local police, airport screeners, and a lot of government jobs require that you have good credit. It should be pretty obvious as to why they could think that these people would take bribes.

This isn't like Jim Crow laws. This applies to everybody. I knew a white boy who tried to be a cop when he got out the military. He had a clean record and a honorable discharge but he had stuff on his credit. They told him to re-apply once he cleaned up his credit.

So a employer's logic is if the person has good credit, he/she is less likely to take a bribe, even though I'm only paying them 28k a year

 

[Rarely-Wrong Liggins]

they're not hiring your relatives, just you

Irrelevant. You justify the practice by framing it as a character issue. Being brought up in a den of criminals and debt ridden fiends could potentially affect your character in a negative manner.

We need to be checking report card and conduct grades as well.