Please tell me which "certs" will provide you a career in the business community over a degree.
you really asking what type of cert can make you money

the "business community" is anywhere you make money unless you trying to allude to something else - and even WITH a degree, you're still going to need licensure, certification, and endorsement. spending 4 years collecting debt and generally zero work experience learning from a majority of folks who are at best largely removed from the workforce you're trying to enter?
the problem is people think that's normal
come out of college and can't even use excel and never heard of SAS

see it in every other interview

A large portion of the world is not logging on to youtube to learn how to master calculus. Stop it.
If you want to learn math, why would you not go to a place where you can learn and hone your skills.
That's like trying to be a pro basketball player by learning drills off of youtube but avoiding going to camps or signing up for any kind of teams. Who does that?
why wouldn't you go? because many simply can't
and people wonder why so many jobs, not just unskilled factory shyt, took off and ain't coming back

americans getting their plate snatched in all kinds of ways and don't even realize it. companies would rather pay someone to live good by their standards across the world than invest in growing a fresh college grad here