Man, I got into a car accident yesterday....
- Thread starter beenz
- Start date
606onit
Superstar
man, I'm not african. dude that hit my whip is african. but yo, that's how dude sounded
I'm from Chi, and I would never say this. 
And the nicca couldn't even 'dap' this post? 
Dude is on one.
ThumpDaddy
All Star
Well, the 1st thing to do is to get estimates from about 2 or 3 different shops if possible. Make sure you get the most expensive shops to do the estimates. Now the other insurance company may send you to their prefered shop to get the car fixed. As long as everything is done right it doesn't matter. They have to look the car over to determine how much of the value has been depreciated or do like what @Tha Snowman said with his formula for figuring that out which I like by the way. I never heard of figuring it out like that but shoot, whatever works.
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ThumpDaddy
All Star
Shoot I had a mishap myself Thursday. I was switching lanes to get ready to get off the freeway. I was behind a transport truck and I'm getting over and hit a fukking ladder on the highway. Took out both of my passenger side tires. After waiting 2 hours for a tow truck, it finally came and I get to the tire shop and they tell me that it busted both rims too. I had to leave my car at the tire shop overnight. I walked 4 blocks to my parent's house and borrowed my mother's car for the rest of the day. Well the next day I drive back to the shop to tell the owner that I needed my car charger for my phone out and that I was going to hit the junkyards to try and find 2 rims. He hits me with, "Man I went home and found 2 rims that will fit your car with the same size tires, but they don't look like the factory rims that's on your car now". I was like, "man just as long as I can roll. I can get some rims or upgrade to some all new rims later on. Well, after taking my wife tot he doctor and park my mother's car at my parents house and walk back up there and drive my car off. Now I got 2 cadillac rims on the front and 2 Chevy Impala rims on the back. It's not pretty, but I'm rolling and at the beginning of the year I can look for either some factory Impala rims or a set of used aftermarket rims.
Tha Snowman
Rookie
Pretty much. The industry standard maximum payout for an accident repair is 75% of the car's value. If the repairs will go over that amount, they total it and just cut you a check instead.
So, with that in mind, the insurance company is authorized to pay out up to that amount. If the repairs come in under, and the car has never been in an accident, they can cut you a check for up to the difference.
Example: your car's value is 10k. Maximum payout will be 7500. If the repairs come in at 6k, they could cut you a check for up to 1500 for lost resale value.
But like thump said, they will never offer this, and you have to bring it up with their insurance agent.
Go ahead and get the car fixed, once it's in the shop and work has started, and before you pick it up, call their agent and bring this up. It's important to negotiate this before you sign the car out at the shop.
Nothing to it. You'll have the shop's estimate in hand, and your car's value, and you know what they can pay. Just explain you're concerned about the lost resale value and you'd like to be compensated. Negotiate as much as you can.
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Dark Knyght
All Star
man, I'm not african. dude that hit my whip is african. but yo, that's how dude sounded
I meant to type young, not your. I was typing fast, thought spellcheck would come through and
me. Guess not. 
beenz
Rap Guerilla
Just got off the phone with them pit bull agents at GEICO (my insurance company). they said:
"no problem beans, we're on the mutha fukka. just chill them nikkas out and wait for the calvary to arrive, I'm sending the wolf".
:18 seconds
they said I dont gotta even deal with his insurance company. I just gotta drop my whip off wednesday and pick which rental I want.
They are gonna hit the african nikkas insurance company to pay for the repairs, my deductable (mines is a $1000
), the rental reimubursement, and the check for the diminished value payable to me. They said their adjuster will be able to look @ the car and pretty much tell without a doubt that dude rear ended me, so he can't tell any 
even if he wants to.
"no problem beans, we're on the mutha fukka. just chill them nikkas out and wait for the calvary to arrive, I'm sending the wolf".
:18 seconds
they said I dont gotta even deal with his insurance company. I just gotta drop my whip off wednesday and pick which rental I want.
They are gonna hit the african nikkas insurance company to pay for the repairs, my deductable (mines is a $1000
), the rental reimubursement, and the check for the diminished value payable to me. They said their adjuster will be able to look @ the car and pretty much tell without a doubt that dude rear ended me, so he can't tell any even if he wants to.
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Sierra Mist
Banned
Damn that's horrible. You're still here so just take this as something to make you stronger. It's some bullshyt though for real. Keep your head up.
ThumpDaddy
All Star
See, that's what I'm talking about. They getting at 'em already.Just got off the phone with them pit bull agents at GEICO (my insurance company). they said:
"no problem beans, we're on the mutha fukka. just chill them nikkas out and wait for the calvary to arrive, I'm sending the wolf".
Pulp Fiction: I'm sending The Wolf - YouTube
:18 seconds
they said I dont gotta even deal with his insurance company. I just gotta drop my whip off wednesday and pick which rental I want.
They are gonna hit the african nikkas insurance company to pay for the repairs, my deductable (mines is a $1000
praise be to Allah that youre salf breh
Some of these african dudes cant drive for shyt though, these dudes be busting illegal u turns and running stop signs with the
face on
They are gonna hit the african nikkas insurance company to pay for the repairs, my deductable (mines is a $1000
beenz
Rap Guerilla
praise be to Allah that youre salf breh
Some of these african dudes cant drive for shyt though, these dudes be busting illegal u turns and running stop signs with the
Not just Africans. Most immigrants drive like shyt. Ironically a lot of these cats are professional taxi driers for a living
Not just Africans. Most immigrants drive like shyt. Ironically a lot of these cats are professional taxi driers for a living
you got a point breh, if you ever come to newark, stay out of the ironbound section. They dont know what a stop sign is
Tha Snowman
Rookie
Just got off the phone with them pit bull agents at GEICO (my insurance company). they said:
"no problem beans, we're on the mutha fukka. just chill them nikkas out and wait for the calvary to arrive, I'm sending the wolf".
Pulp Fiction: I'm sending The Wolf - YouTube
:18 seconds
they said I dont gotta even deal with his insurance company. I just gotta drop my whip off wednesday and pick which rental I want.
They are gonna hit the african nikkas insurance company to pay for the repairs, my deductable (mines is a $1000
Nice. Let me know when that check comes and I'll send you my PayPal for my 10%.
And your deductible is only activated when you're at fault.
Who got the ticket? I'm sure he did though, whenever someone's car gets hit from the back, the person who hit first usually is at fault.