Nikkas out here buying 2022 cars paying 800$/month car note :dead:

Remote

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pay 3x more money than the most expensive public transit and act like it’s worth it, brehs.

:coffee:
 

kaldurahm

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I get what u mean, i wonder too as someone with alot of liquid cash on hand how these people be affording these cars when even I would struggle with the costs of owning one of those German luxury cars. The maintenance alone makes me :picard:

While Lexus is a luxury vehicle, it’s way more affordable to buy and own one of their flagship models for way less than what the German or European equivalents would be. While also being more reliable
Some people start off with German cars, their first car was Mercedes/bmw/VW so they stick with it. I know people like that, wallet be damned. I started off with a Honda Accord, so it's different. Some start with American cars.
 

Htrb-nvr-blk-&-ug-as-evr

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Dog its a used 2022 4Runner for 41K sticker that u know they aint negotiated, and they on a 60+ month plan so i know that interest aint for the faint of heart :heh:
At least they chose one of the most indestructible, high resale vehicles on the planet to get a loan on. They can probably drive that shyt for 50k miles and still sell it for what they paid for it.
 

Collateral

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What's really bad is these engines are becoming smaller.

I'd get on a site and see bullshít 4 cyl going for $60k
Hella 2.0 4 bangers with turbos on it put-puttin around and they have the nerve to put 4 rings on it or the blue, black & white flag. nikka you bought a suped up Jetta :dead:
 

T. Dubb Ya

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Me and my mother split a used 2021 Nissan Murano(Had 50,000 miles on it when we got it) car note and auto insurance.. The note is over $700 and auto insurance is just over $200(Geico).. We had an opportunity to refinance and get the note payment down to over $500 but Capital One renigged after allowing us cause we were a day late from the time frame allowed(Wasnt our fault, we were waiting for the title from Carmax smh)..It works out cause my mom is retired and doesn't drive anymore, unless she needs to run her small errands(store, doctor etc..) I also handle the majority of the maintenance.
 

gho3st

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At least they chose one of the most indestructible, high resale vehicles on the planet to get a loan on. They can probably drive that shyt for 50k miles and still sell it for what they paid for it.
But their dream car is a GX. if it was me and i was gonna on the hook for that much money , i would have gone for the GX or land cruiser. At least i can be happy while making a bad financial decision...


either way, its a bad decision all around
 

boogers

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The note is crazy but…


nikkas look down on 3 year old cars now? That’s practically new to me
im not surprised. my eyes were opened in middle school when kids were going nuts over sauconys. people have always been like that. capitalism has done a number on people, to the point where humans think brands=culture. hell you saw it with that cracker barrel logo shyt the other day

crazy because im pretty sure those same kids were rocking different shoes a month later. i cant imagine going through cars like that
 

⠀X ⠀

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My cousin was driving my grandma’s Camry, but got a new BMW and gave me the Camry. I don’t even wanna know how much his payment is.

I’ve financed 2 new cars, and they were the worst financial decisions I’ve ever made. Fvck trying to impress anyone with a new car. I’d rather have an extra $600+ in my pocket each month.
 

Loose

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When last time you stepped foot on a parking lot ? Average payment is like 700-800 for anything decent used
 

Htrb-nvr-blk-&-ug-as-evr

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But their dream car is a GX. if it was me and i was gonna on the hook for that much money , i would have gone for the GX or land cruiser. At least i can be happy while making a bad financial decision...


either way, its a bad decision all around
Bruh, $41k ain’t a lot for a car nowadays…its almost the norm. If it was a Kia, I’d agree with you but they virtually bought a Toyota tractor. Depending on mileage and location, the 4Runner at that price was a smart buy even though they want to impress their friends with a GX. The 2nd gen GXs are still in demand and holding value with the V8. The new 3rd gens are fukin overpriced trash, honestly. All kinds of design errors and cost cutting. I know they want that 3rd gen and cuz better get a 2nd job since the used ones are going for more than the new at $90k…
 

gho3st

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Bruh, $41k ain’t a lot for a car nowadays…its almost the norm. If it was a Kia, I’d agree with you but they virtually bought a Toyota tractor. Depending on mileage and location, the 4Runner at that price was a smart buy even though they want to impress their friends with a GX. The 2nd gen GXs are still in demand and holding value with the V8. The new 3rd gens are fukin overpriced trash, honestly. All kinds of design errors and cost cutting. I know they want that 3rd gen and cuz better get a 2nd job since the used ones are going for more than the new at $90k…
With 0 down? And 800$ car note?
 

Htrb-nvr-blk-&-ug-as-evr

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With 0 down? And 800$ car note?
Bruh, the price of the car is in line depending on the location/mileage. If your cuz decided to not put any money down and have a high payment, that’s on your cuz. Doesn't detract from the fact that a 2022 4Runnner will go for $41k. You in New England? 4wd mandatory, so higher price.
 
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