People that are broke CHOOSE to be BROKE!

[KinksandCoils]

I guess but having a lot of kids is a personal choice right? That's why I mainly agreed with OP. Its things of your doing that usually stop you. If that same person doesn't have kids (which they control) they wouldn't be broke in your example. Hard working smart (decision) people and financial stability go hand in hand Hun. Maybe I should have expanded the statement because some people that may feel attacked may take that as a slight but I promise its not. Personally all the people I've come across that work hard and make "smart" decisions have done ok and aren't broke. Like I said that don't make them rich and if that's the criteria for this discussion I'll say I'm wrong but otherwise all of them have financial stability from the choices they made career and otherwise. That's why I can't agree. Maybe we need to have a baseline of what we mean monetarily, material wise, etc to know exactly what the goals are too.

Honestly the only sucker would be you because the government or anybody never guaranteed success just by working hard. I haven't saw that message ever because if that was the case you could sue them for fake advertisement. Even if they did you'd have to be a real dummy to believe its that easy or everybody would do it. At times I feel a lot of people look for any reason just to be avg/not work hard and attack anyone saying they can do better.

Also this is generalized stuff I don't know everybody situation in the first place. I'm talking to what I believe most people are and that's they don't have a dire event in their life like family sickness and the sort. Its a lot of people on here and in life in general that don't have that going on because if they did they sure as hell wouldn't be on here, partying, bullshytting with their time if that was the case. If they are they are they're crazy. I'm not heartless at all and definitely would go on a case by case basis IRL application but we are on a messageboard so obvious generalizing that hits most IMO here we go. If y'all here to tell me everybody got some super bad experience going on in their life that prevents them from not being more than broke or that genders them I can't agree with that. You might not be rich but you can be good with money saved up and that's been true of everybody I see that works hard and makes good decisions. I think that has to be included too cause its not just hard work.

having kids is a personal choice but it's not like something you can take back. People don't always start off poor. A person could have a lot of kids to where they were able to take care of them and be comfy, then things change.

 

[philmonroe]

having kids is a personal choice but it's not like something you can take back. People don't always start off poor. A person could have a lot of kids to where they were able to take care of them and be comfy, then things change.

I know that and I also think we are putting too many variables in just to disagree. I'm not talking about people that were stable and shyt happened to them. That can happen to anybody we are (at least I was) people that don't work hard and always making bad choices and were never doing good. Your example doesn't count to what I was speaking on honestly esp if they were doing good and stuff went sideways. Only way that wouldn't hurt is if you're rich.

 

[KinksandCoils]

I know that and I also think we are putting too many variables in just to disagree. I'm not talking about people that were stable and shyt happened to them. That can happen to anybody we are (at least I was) people that don't work hard and always making bad choices and were never doing good. Your example doesn't count to what I was speaking on honestly esp if they were doing good and stuff went sideways. Only way that wouldn't hurt is if you're rich.

shyt happens though. Most things in life aren't just black and white. Plenty of people work hard but the amount of money they make doesn't show for it you. Life ain't fair.

 

[philmonroe]

shyt happens though. Most things in life aren't just black and white. Plenty of people work hard but the amount of money they make doesn't show for it you. Life ain't fair.

I never said shyt didn't happen. Like I said later on in the first reply to you to the other poster I'm not heartless. I'm speaking in general and I don't believe everybody is "broke" because of big time life changing stuff like sick parents and other stuff like that. Most people I know as family, friends, just associates have normal full lives that don't have them type of circumstances to the point that's why they are broke. That's who I'm speaking about. People work hard in bullshyt of course they aren't going to have money to show for it most times (speaking moreso on jobs). Either that are they are in a field where its hard to get noticed and they could work hard and not make it big like starting your own business and entertainment.

 

[re'up]

You can't explain widespread and endemic social issues that are rooted in politics, socioeconomics, race, and other complex, layered factors with fukking simple platitudes, the kind the old men who hang around liquor stores embrace.....That said, I agree on the points about America being a cruel place that eats you alive, but that goes for the world as a whole, esp. if you are born a have not....

Those kind of explanations are simply defenses and coping for the reality of the world, it's impossible to feel sorry for someone who PUT themselves in their own position. Thats why people people love those kinds of theories and sayings, they reinforce that they don't have to feel sorry for anyone, and also congratulate themselves for NOT being like that. Easier to walk through the streets and life in general if you believe the starving barefoot children whose mothers push carts loaded with WIC goods, with their feet blackened by dirt and skin punctured by bed bug bites from staying in shelters and cheap motels are responsible for their own fates.....Yeah, the 12 year old with 3 younger sisters and one bag of chips to pass around CHOSE that life.

 

[The 2020 New Member]

Totally true. Being broke for a minute because of poor planning is an excuse. There are so many ways to come up. Now, not everyone is smart enough which is the only way to justify it not being a choice. however, if u disregard the law, there really is no reason to be broke. But! The law...

 

[HoloGraphic]

Some people just don't know what moves to make.

Its really about ignorance, awareness, perception and wisdom.

I will always suggest the book:
The Richest Man in Babylon. Its true story accounts on how to go from below zero to stable and beyond.

 

[Another Man]

Ah, the old "I did it, why can't everyone else just pull up their boot straps an do it too?" bullshyt old head speech.

I will take in bout any knowledge an old head tells me, but the ones who wanna come with that bullshyt as far as telling people how to make it in TODAY's economy, knowing damn well shyt was hella different when they were young and establishing themselves get the
Baby boomers are the usual suspects of this shyt.

 

[Suicide King]

Poor financial habits are hard to break.

So true.

First, you have to define broke.

I'm living well below my means, so broke is spending more than you make.

 

[Kenny West]

I cant speak for nobody else

but hearing someone else did/could do it is enough for me

 

[Bickin Back Being Bool]

Poor financial habits are hard to break.

amen breh, i know what i need to do but i don't do it

 

[newworldafro]

End thread.

Oh and ................................

http://www.zerohedge.com/news/2015-...31-million-participation-rate-drops-february-

Americans Not In The Labor Force Soar To Record 93.2 Million As Participation Rate Drops To February 1978 Levels


Submitted by Tyler Durden on 04/03/2015 12:32 -0400


So much for yet another "above consensus" recovery, and what's worse it is, well, about to get even worse, because while the Fed keeps baning some illusory drum that slack in the economy is almost non-existent, the reality is that in March the number of people who dropped out of the labor force rose by yet another 277K, up 2.1 million in the past year, and has reached a record 93.175 million.

Indicatively, this means that the labor force participation rate dropped once more, from 62.8% to 62.7%, a level seen back in February 1978, even as the BLS reported that the entire labor force actually declined for the second consecutive month, down almost 100K in March to 156,906.





Why is this important? Because as long as the true employment rate, that of the civilian employment to total population, remains at depression levels, there will be no incrases in average hourly earnings.

 

[philmonroe]

Ah, the old "I did it, why can't everyone else just pull up their boot straps an do it too?" bullshyt old head speech.

I will take in bout any knowledge an old head tells me, but the ones who wanna come with that bullshyt as far as telling people how to make it in TODAY's economy, knowing damn well shyt was hella different when they were young and establishing themselves get the
Baby boomers are the usual suspects of this shyt.

People use the bootstraps stuff as an excuse to stay stagnate. What about a young person that tells you the same thing what will be your excuse then? You just want to have a reason why its cool not to aim high just admit it. You're not the only one damn near everybody on that bootstraps talk is just like you too because if you don't do most of the work for yourself who the fukk else you think going to do it? That's life for most of us like it or not.

I cant speak for nobody else

but hearing someone else did/could do it is enough for me

Exactly but I have the added benefit of having people in my parents and close family their friends a phone call away if need be to see that on top of what you said. Its really hard for me to look at most people esp people like us on here that say they don't have the info when if you're online you can find out how to do stuff. That's why most times I look at people funny when they kicking this stuff cause they are right here having fun online when they could use the same time to potentially find things that could help them monetarily. That's why outside of a few circumstances people put themselves in their positions. Just follow the avg person with no critical situations around for a month or so and see how they spend their time would probably give you more than enough info on why they are where they are.

 

[Another Man]

People use the bootstraps stuff as an excuse to stay stagnate. What about a young person that tells you the same thing what will be your excuse then? You just want to have a reason why its cool not to aim high just admit it. You're not the only one damn near everybody on that bootstraps talk is just like you too because if you don't do most of the work for yourself who the fukk else you think going to do it? That's life for most of us like it or not.

Exactly but I have the added benefit of having people in my parents and close family their friends a phone call away if need be to see that on top of what you said. Its really hard for me to look at most people esp people like us on here that say they don't have the info when if you're online you can find out how to do stuff. That's why most times I look at people funny when they kicking this stuff cause they are right here having fun online when they could use the same time to potentially find things that could help them monetarily. That's why outside of a few circumstances people put themselves in their positions. Just follow the avg person with no critical situations around for a month or so and see how they spend their time would probably give you more than enough info on why they are where they are.

You're making a lot of baseless assumptions and are looking real foolish my dude.

The shyt's subjective. Of course you need ambitions, and gotta put the work in, but at the same time, you gotta grab the opportunities when they present themselves. Someone people are gifted the shyt, while some gotta dig for em. I'm going to respect the word of anyone who had to dig rather than someone who was handed their shyt or simply lucked out. Like, those cats who came up in an era where you could land a good job and get a house right out of high school, I'm gonna take what they have to say with a grain of salt because they're looking at things through rose colored glasses. We all gotta climb to success or even living comfortably, some used a step ladder while others have mountains

 

[philmonroe]

You're making a lot of baseless assumptions and are looking real foolish my dude.

The shyt's subjective. Of course you need ambitions, and gotta put the work in, but at the same time, you gotta grab the opportunities when they present themselves. Someone people are gifted the shyt, while some gotta dig for em. I'm going to respect the word of anyone who had to dig rather than someone who was handed their shyt or simply lucked out. Like, those cats who came up in an era where you could land a good job and get a house right out of high school, I'm gonna take what they have to say with a grain of salt because they're looking at things through rose colored glasses. We all gotta climb to success or even living comfortably, some used a step ladder while others have mountains

I'm not making a lot of nothing and looking foolish is subjective anyway. That's how your post comes off to me whether its true or not I don't care. Its a fukking messageboard. I hope I'm wrong I don't want to see people fail but that's how you and people like that sound to me so .