Things people don't talk about with homeownership

[ConPHIdential]

I wish folks like OP were more open about things like this when they rave about renting vs home ownership. Granted the latter is the better long term play..but people need to be prepared.

 

[seraphx]

l

 

[BigMoneyGrip]

I'm in the Valley in Cali fam. Like an hour outside of LA.

See if you lived in the confines of NYC you wouldn’t have those issues lmaoo

All homes are connected to the city main and septic waste… Any issues the city covers that hence city property taxes.

 

[seraphx]

l

 

[seraphx]

l

 

[Godless Socialist CEO]

Homeowners insurance which if you live in Florida has gotten to an outrageous point and the government won't do anything about it

 

[Heafcliffe]

You ever looked for home improvement grants/loans

No. Didn't eem know there were such.

 

[seraphx]

l

 

[BigMoneyGrip]

Homeowners insurance which if you live in Florida has gotten to an outrageous point and the government won't do anything about it

The government? Nah blame ya boy Meatball Ron

 

[sayyestothis]

Roof - although u should hook it thru home owners....

Windows tho if u got a old house.

 

[BigMoneyGrip]

LOL normally it would be on the city but since it was close enough on our side of the property and not city we had to foot the cost.

That’s the okey doke they pulling so they wouldn’t have to foot the bill. See if your homeowners insurance will cover it.. if not foot the bill and use it as a tax write off next year

 

[Spence]

All of the little new bills that add up. Just found out the house as a leak between our main line water supply and the city connection. shyt is 4k to fix. Last year we had issues with the septic and switched to city waste. shyt was 15k. Between that and all the regular maintenance sometimes I wanna go back to renting lol. We've gained over 200k in equity since the pandemic but those gains aren't really seen unless we sell. Anybody else kinda regret buying?

Stop complaining and cash out equity if you are having trouble making ends meet

 

[seraphx]

You ever looked for home improvement grants/loans

Ill do you one better, While we didn't qualify Home | NACA can do a lot in terms of helping people with down payments and getting into homes. There are ALOT of programs out there for down payment assistance etc. Remember y'all don't have to have %20 down even if you are not using an FHA loan. And you can always refinance later even if you do get mortgage insurance. We hit a like and refinanced in 2021 at %2.1 lol.

 

[O.T.I.S.]

Knowledge

Aside from constant laughter it's why I stay on the coli

 

[Bryan Danielson]

Sorry you going through what you going through.

But fukk NO!!

I’m glad I bought and own a house.

My house is worth way more today than what it was when I bought it.

Then hearing who the price for apartment are in my city and many of my friends going through struggles cuz priced out.

Yea I’m good on rent.

Plus just having my own shyt where I can 100% do what I wanna do, is great peace of mind.

I do got one issue currently but that’s not even that big in the grande scheme of things