Those of us who are 29+ let's give advice to new graduates and those 17-24
- Thread starter Ed MOTHERFUCKING G
- Start date
MegaTronBomb!
Power is in my hair nikka
what year is this? we have something called the internet
I know you're trolling... but with a physical library you have the opportunity to stumble upon relevant quality material a lot more efficiently than scouring the internet and clicking tons of links.
especially when it comes to learning STEM and DIY.
which leads me to this.
It's also good to make sure you're never too reliant on the latest technology....always learn how to do things manually, just for the sake of not being stuck/lost/useless when things don't work. Know why/how it works... knowing that it works isn't just good enough.
Stay away from credit cards; two maximum. Use them when needed. Never finance; only for big ticket items like a home, land, or a car. If you cant pay a non necessity item off within 6 months to one year then hold off. Never spend over 30% of available credit, for example if the credit card limit is 10K, your charges shouldnt exceed 3000 each month. Lowers FICO score. My dad taught me that. Start a LLC only 50-100 bucks for filing and registration in most states. Comes in handy for side ventures where your personal finances wont be affected in the event of investment hiccups (aka bad investment when flipping houses). Contribute the maximum to 401k, preferably 25%(the recommended ratio of rent to income), so if you have roommates or live with relatives, use that money you would pay in market value rent for investing; either company's retirement or open a roth ira. Also, once you are vested in 401k, feel free to use that matched money to invest outside of your company's plan. Fidelity offers a Brokerage Link option which allows investment in different funds. My favorite is FBIOX though biotech industry can be volatile. Its your money so research and invest as you wish.
Also stay abstinent, and if you lack discipline ladies stay on birth control and fellas use condoms or get a vasectomy until you are financially, spiritually, and emotionally ready to raise a child with someone that you have bonded with. Court ordered child support is not your friend fellas, and ladies who have their shyt together, mentally and financially do not want that burden. Kids can be a blessing if planned by both parents, with love, or a curse as they are an emotional and financial drain when not. Working two jobs, starting that business or finishing school should be done BEFORE starting a family; the child should not be a motivator for goals that you should already be obtaining to begin with. Seen too many playing catch up in 9 months after party and bullshytting for years. Not fair to leave that kid on your mama or auntie's living room floor nights and weekends even if you are working or going go school. This is child neglect and a drain on your support system. Also, stay away from needy nikka relatives.
Lastly, you can say NO when people ask for money and no explanation is needed. Only help those who are trying to help themselves. People get in binds but those friends or relatives that are always in need, yanno the ones with Final Notice electric bills or rent court papers filed at least twice a year but always manage to have new clothes, a cabinet full of patron and goose or can afford rock cocaine; cut them loose. Most likely you will enable them. The time and money wasted can be spent on more important people/things. When you are dead and gone they will still being doing the same dumb shyt, per my granddad on his deathbed.
Also stay abstinent, and if you lack discipline ladies stay on birth control and fellas use condoms or get a vasectomy until you are financially, spiritually, and emotionally ready to raise a child with someone that you have bonded with. Court ordered child support is not your friend fellas, and ladies who have their shyt together, mentally and financially do not want that burden. Kids can be a blessing if planned by both parents, with love, or a curse as they are an emotional and financial drain when not. Working two jobs, starting that business or finishing school should be done BEFORE starting a family; the child should not be a motivator for goals that you should already be obtaining to begin with. Seen too many playing catch up in 9 months after party and bullshytting for years. Not fair to leave that kid on your mama or auntie's living room floor nights and weekends even if you are working or going go school. This is child neglect and a drain on your support system. Also, stay away from needy nikka relatives.
Lastly, you can say NO when people ask for money and no explanation is needed. Only help those who are trying to help themselves. People get in binds but those friends or relatives that are always in need, yanno the ones with Final Notice electric bills or rent court papers filed at least twice a year but always manage to have new clothes, a cabinet full of patron and goose or can afford rock cocaine; cut them loose. Most likely you will enable them. The time and money wasted can be spent on more important people/things. When you are dead and gone they will still being doing the same dumb shyt, per my granddad on his deathbed.
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lightbearerchef
Von!!!
Lmfaaaao bruh i nominate u for poster of tha year
International Business Law or Sustainable Business (or business major with concentration in sustainability). The benefit of IBL is self explanatory. Sustainability is a new market and of course lacks melanin representation. The training could lead you into a rangr of careers from city planning to working for government environmental agencie or think tanks....good money, plenty of travel, also making the world a better place. Cant continue to have CACs plan development and dictate the environment. Harvard's satellite school offers certification programs.
lightbearerchef
Von!!!
Can u niccas give me sum advice on investments, assets, becoming a real estate agent etc etc? Id highly appreciate it.
lightbearerchef
Von!!!
iamstr8fire
Apex Predator
Pay for the services of a financial advisor.
Lucky_Lefty
Dreams Are Colder Than Death...
Didn't read any entries do forgive me if I repeat some that were said already
1. Pay yourself first
2. Never be satisfied with the way things are. Continue to strive for better.
3. On a personal note, make peace with family. Arguments and shyt are petty. You may have that one relative that calls and all they do is tell you about their problems and you just don't want to hear it. Then one day, they're gone and you wish that you could listen to their issues just to hear their voice. Cherish your kin.
4. Define what success means to YOU
5. Reach back and pull someone else forward with you. In my life adventures, I've noticed a serious lack of mentors in our community. Not everyone can be saved but I bet they'll remember some of the gems you drop in them later in their life.
6. Protect your name. Establish a good reputation because that greets people way before you do in the business world.
7. Don't have too much pride.
8. Be worldly. TRAVEL! I grew up in a small ass town in S. Georgia but I've been around the world and back 2-3x. I tell people, once I found out the world was bigger than that town, I had to see more of it.
1. Pay yourself first
2. Never be satisfied with the way things are. Continue to strive for better.
3. On a personal note, make peace with family. Arguments and shyt are petty. You may have that one relative that calls and all they do is tell you about their problems and you just don't want to hear it. Then one day, they're gone and you wish that you could listen to their issues just to hear their voice. Cherish your kin.
4. Define what success means to YOU
5. Reach back and pull someone else forward with you. In my life adventures, I've noticed a serious lack of mentors in our community. Not everyone can be saved but I bet they'll remember some of the gems you drop in them later in their life.
6. Protect your name. Establish a good reputation because that greets people way before you do in the business world.
7. Don't have too much pride.
8. Be worldly. TRAVEL! I grew up in a small ass town in S. Georgia but I've been around the world and back 2-3x. I tell people, once I found out the world was bigger than that town, I had to see more of it.
Slaimon Khan Shah
SLAIMON KHAN SHAH = SHAOLIN MONK/S OF ISLAAM
Islam is all about worshiping the One and Only True God, Allah. Allah is nothing even comparable to any man. Allah is Almighty, All Knowing, All Hearing, All Seeing etc. Allah actually created all of Mankind and also is the Sustainer of all of the creation. Christianity is the religion where they worship another man (Jesus). In Islam it is the biggest sin possible to worship anything other than God (Also known as Allah). Please watch this video to learn a little bit about Allah... in no way is Allah a man or even comparable to any man.
fukk em 
let em burn
let em burn
1. I'll try to write this out so it's not fukked up sounding, but my advice is to be realistic about yourself, your talent, and the current setting of your life. Have an honest conversation with yourself about who you are at all times. You're changing all of the time even without you noticing it. The same goes for your friends, family, and the world around you. It's great to have plans and goals, but you need to revisit them and yourself as much as possible. What sense does it make to put a goal of seeing Europe if you hate traveling? Why put a goal of being a millionaire if don't care about money that much? I know people that make 70k a year as a bartender and they LOVE their lives and alternatively I know people making triple that and they HATE everything.
2. Don't feel bad about leaving people behind. That's just what happens. It's life. People grow. Sometimes they grow apart. If all your people in the hood and where you wanna go ain't then tell then you'll hit them up when you come back around to visit. If they're really your people then they understand you wasn't meant to stay. Anyone who tries to guilt you to stay in something you know is bad for you isn't someone you want in your life anyway. That goes for everyone from parents down to acquaintances.
3. Be patient. You have more time than you think you do. You'll look back at yourself and laugh at some of the stuff you thought was the end of you. My dad dropped this gem on me when I was 18 (after my first heartbreak) and I didn't understand until now (I'm 34). There's still older people now that tell me I'm still a baby, but now I'm not as confused by it. Don't act like you're immortal. We can all die in an instant, but you have time. Nothing happens instantly unless you win the lottery. Don't rush for a girl. Don't rush to do the "family". Don't rush to buy a house because you're supposed to own one by a certain age. I'm not saying I've made the right decision since my pops told me this, but anything I did was on my timeline.
2. Don't feel bad about leaving people behind. That's just what happens. It's life. People grow. Sometimes they grow apart. If all your people in the hood and where you wanna go ain't then tell then you'll hit them up when you come back around to visit. If they're really your people then they understand you wasn't meant to stay. Anyone who tries to guilt you to stay in something you know is bad for you isn't someone you want in your life anyway. That goes for everyone from parents down to acquaintances.
3. Be patient. You have more time than you think you do. You'll look back at yourself and laugh at some of the stuff you thought was the end of you. My dad dropped this gem on me when I was 18 (after my first heartbreak) and I didn't understand until now (I'm 34). There's still older people now that tell me I'm still a baby, but now I'm not as confused by it. Don't act like you're immortal. We can all die in an instant, but you have time. Nothing happens instantly unless you win the lottery. Don't rush for a girl. Don't rush to do the "family". Don't rush to buy a house because you're supposed to own one by a certain age. I'm not saying I've made the right decision since my pops told me this, but anything I did was on my timeline.
BeetAficionado
Pro
I would agree with others who said things like:
1) Limit credit debt. It's not monopoly money you have to pay it back.
2) Buss thots while you young but keep your eyes open for that winner. One thing to look for is emotional maturity in the event you two have a child and split so that it can be a business arrangement. Note: Frigidity isn't emotional maturity is the lack of emotion. Don't make that mistake.
2a) Record your sexual experiences so you don't find yourself in a position 10 years later of wishing you could fukk _____ again and trying to find her on facebook. (CONSENTUALLY)
3) Courage and kindness go a long way.
4) In addition to maxing out your 401k contributions also have a split in your direct deposit where at least 10% goes to a savings account that you never touch and learn the meaning of compound interest while you're young.
5) If you are determined to live the club life stop spending an arm and a leg in VIP. Get a lil name for yourself where the club dudes know you. If you're not getting comped by a certain age just give up.
6) Your expenses are deemed by your outgo which is deemed by your taste. If you can learn to be pleased without a million material things you will live a simpler happier life.
6a) Before you get the car with leathers all that ask yourself am I doing this for females. If you can't pull a female in a bucket you might pull more with the foreign but ultimately they will be fukking you for your car which is kind of akin to tricking and you will be sharing.
7) Seek peace and avoid unnecessary conflicts.
8) Everybody doesn't deserve your all, they just don't.
9) If you wanna be a 48 laws of power ninja it's easy to do that and let your emotions go use people as pawns and all that but ultimately I find it's a fool's game and the best course of action is to deal with people plain and learn to be genuine and enjoy loved ones.
10) When people talk, listen 9/10 out of 10 they are telling you two stories: 1) what they are about 2)what they want the world to think they're about (listen to both because it can help you make an early exit or get close to somebody.
11) Live neutrally, you don't have to fight others battles and more often affiliations are hinderances. Know which affiliations to make but it's okay not to ramp up to 1100 over your affiliations. I.E. Keep that dude with the business mind as a homie but don't be his first intern be his third hire. Keep that team of wolves with your name in their circle to the point folks know what fukking with you comes with but don't get so involved you take on their beefs or conspiracies. You get close to the dudes from one club group but you never shyt on the dudes from the other group in case your dudes go down tables still free at the other groups clubs.
12) Everything is what you think it is. Train your brain to see the world as you want to see it. If you're in a negative spot ask yourself is there another way I could look at this situation.
13) Time heels all wounds.
14) If you think you've found THE ONE make HER better. Teach her how to erase her student loans, show her things you know.
15) Same time never show anybody all your tricks. Give them 7/10 parts so that you're indespensible.
16) When considering te future, remember all situation unfold as they do regardless of how we feel about them. Our hopes and fears sway us, not events themselves.
Meh all I got off the fly
1) Limit credit debt. It's not monopoly money you have to pay it back.
2) Buss thots while you young but keep your eyes open for that winner. One thing to look for is emotional maturity in the event you two have a child and split so that it can be a business arrangement. Note: Frigidity isn't emotional maturity is the lack of emotion. Don't make that mistake.
2a) Record your sexual experiences so you don't find yourself in a position 10 years later of wishing you could fukk _____ again and trying to find her on facebook. (CONSENTUALLY)
3) Courage and kindness go a long way.
4) In addition to maxing out your 401k contributions also have a split in your direct deposit where at least 10% goes to a savings account that you never touch and learn the meaning of compound interest while you're young.
5) If you are determined to live the club life stop spending an arm and a leg in VIP. Get a lil name for yourself where the club dudes know you. If you're not getting comped by a certain age just give up.
6) Your expenses are deemed by your outgo which is deemed by your taste. If you can learn to be pleased without a million material things you will live a simpler happier life.
6a) Before you get the car with leathers all that ask yourself am I doing this for females. If you can't pull a female in a bucket you might pull more with the foreign but ultimately they will be fukking you for your car which is kind of akin to tricking and you will be sharing.
7) Seek peace and avoid unnecessary conflicts.
8) Everybody doesn't deserve your all, they just don't.
9) If you wanna be a 48 laws of power ninja it's easy to do that and let your emotions go use people as pawns and all that but ultimately I find it's a fool's game and the best course of action is to deal with people plain and learn to be genuine and enjoy loved ones.
10) When people talk, listen 9/10 out of 10 they are telling you two stories: 1) what they are about 2)what they want the world to think they're about (listen to both because it can help you make an early exit or get close to somebody.
11) Live neutrally, you don't have to fight others battles and more often affiliations are hinderances. Know which affiliations to make but it's okay not to ramp up to 1100 over your affiliations. I.E. Keep that dude with the business mind as a homie but don't be his first intern be his third hire. Keep that team of wolves with your name in their circle to the point folks know what fukking with you comes with but don't get so involved you take on their beefs or conspiracies. You get close to the dudes from one club group but you never shyt on the dudes from the other group in case your dudes go down tables still free at the other groups clubs.
12) Everything is what you think it is. Train your brain to see the world as you want to see it. If you're in a negative spot ask yourself is there another way I could look at this situation.
13) Time heels all wounds.
14) If you think you've found THE ONE make HER better. Teach her how to erase her student loans, show her things you know.
15) Same time never show anybody all your tricks. Give them 7/10 parts so that you're indespensible.
16) When considering te future, remember all situation unfold as they do regardless of how we feel about them. Our hopes and fears sway us, not events themselves.
Meh all I got off the fly
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I'm 25, but there are a lot of things I wish I could have told myself when I was a teenager.
1. Don't fight over women. Sex shouldn't be anywhere near your top priorities. We live in an oversexualized culture. The sooner you realize that, the better. You won't be getting a medal, a paycheck, or even so much as a pat on the back for getting laid. Nobody fukking cares.
2. If you want out of a relationship, just dump her. Don't try to spare her feelings. Don't wait for a "good time" to do it. Just do it.
3. I know people always say that it takes time to figure out what you want to do, but that's half-nonsense. The sooner you figure it out, the better. Determine what job you want, then figure out what skills you need for said job, and learn them. Whether or not you are taught those skills in school, learn them.
4. If you're going to college, cheaper is better. Take a full ride at a state flagship over an expensive private education. You'll thank yourself.
5. Learn to play country club sports. Golf, tennis, etc. It'll pay dividends in the long run.
6. Affiliate yourself with groups that'll get you ahead. Even if you're not a church guy, consider going to a church you can stand, just to break bread with people. In-group bias is a real thing.
I'll add more as I think of them.
1. Don't fight over women. Sex shouldn't be anywhere near your top priorities. We live in an oversexualized culture. The sooner you realize that, the better. You won't be getting a medal, a paycheck, or even so much as a pat on the back for getting laid. Nobody fukking cares.
2. If you want out of a relationship, just dump her. Don't try to spare her feelings. Don't wait for a "good time" to do it. Just do it.
3. I know people always say that it takes time to figure out what you want to do, but that's half-nonsense. The sooner you figure it out, the better. Determine what job you want, then figure out what skills you need for said job, and learn them. Whether or not you are taught those skills in school, learn them.
4. If you're going to college, cheaper is better. Take a full ride at a state flagship over an expensive private education. You'll thank yourself.
5. Learn to play country club sports. Golf, tennis, etc. It'll pay dividends in the long run.
6. Affiliate yourself with groups that'll get you ahead. Even if you're not a church guy, consider going to a church you can stand, just to break bread with people. In-group bias is a real thing.
I'll add more as I think of them.