You are still living paycheck to paycheck with a savings account
62% of Americans have less than $1000 in savings
- Thread starter Koba St
- Start date
You are still living paycheck to paycheck with a savings account
damn I'm eating real good then 
already made close 4k this month. 2016 been real good to nikka
Multiple streams of income for the
and today is payday
already made close 4k this month. 2016 been real good to nikka
Multiple streams of income for the
and today is payday
Feels good man. My dad phone broke so I just went and copped him a 6s plus with no worries. Paid full price in cash and copped a MacBook Air while I was there lol.THISSSSSSS!!!!
I listen to may coworkers say dumb shyt like .."I'm broke, can't buy lunch till tomorrow"
I'm gonna put this *insert $300 item here* on layaway
I get paid tomorrow... But im.. Car note's paid, rent's paid, bills paid, and pantry on fleek.. There's nothing I needed/wanted that I couldn't grab between the last paycheck and tomorrow..
infamousred
All Star
Yeah I think the large majority of people live check to check. Its hilarious too cause if they just had some self control they wouldn't be in a hole. "The governments holding me back"
These stats be leaving out factors such as people with kids, child support, debt, and take home income.
You just dropped the whole game with this one, I try explaining this to people and they don't get it.
So this is the thread where the average coli nikka has AT LEAST 10 g's in the bank?
hope to be there by summer or the end of this year. If I can put 10-15k away this I'm gucci. I have minimal expenses, 2k in cc debt which should be paid by summer and I still live at home
idk seems about right. I know so many people my age, living check to check , only taking home <$600 a week.....I mean... that number is kinda misleading.
I wouldn't expect most people under 18 to have over a grand saved. What percentage of Americans is that?
But overall, I call bs. 62% of Americans don't have $1k in the world?Does that even sound right?
damn I'm eating real good then
already made close 4k this month. 2016 been real good to nikka
Multiple streams of income for the
and today is payday
So... you've been holding out on ya boy!
You know im trying to put this engineering money to work
the cac mamba
Veteran
actually nah
Logic Reigns Supreme
Banned
My rent is paid up until April. 
BLAZO da GAWD
Superstar
People that have trouble saving should work everyday to keep themselves occupied. Most of the time people are spending money out of boredom. They'll hit up the clubs or mall on weekends and blow their paycheck. Harder to do that if you at work or tired from work by nightfall.
PremierDaTruth
Oh well.
i got about 45k and I don't even work
i had homies who used to spend their entire checks every week until i drilled it into their heads how important it is to give yourself a financial cushion and how it gives you extra confidence from the feeling of security & safety you get as result.
every single one of them told me after they had started saving that they had no idea how much better they feel about themselves and their outlook on life just by having a little something stashed away.
its an amazing feeling brehs
every single one of them told me after they had started saving that they had no idea how much better they feel about themselves and their outlook on life just by having a little something stashed away.
its an amazing feeling brehs
Larry Lambo
Superstar
What do they define as a savings account?
Traditional savings accounts aren't offering any interest so the only rationale to having money in there is to seperate your funds. If you can be disciplined about what's in your checking account then it doesn't matter.
Up until a few months ago I hadn't had a savings account since high school. I always either kept money in my checking account and in stocks/mutual funds. I recently changed because I felt I had too much of my funds in securities and wanted to reduce my risk in the market.
Traditional savings accounts aren't offering any interest so the only rationale to having money in there is to seperate your funds. If you can be disciplined about what's in your checking account then it doesn't matter.
Up until a few months ago I hadn't had a savings account since high school. I always either kept money in my checking account and in stocks/mutual funds. I recently changed because I felt I had too much of my funds in securities and wanted to reduce my risk in the market.