@Wild self, stop. even if shyt was fixed right, theres a segment of the population that isnt even financially literate to know how to manage money where shyt would be the same. THATS A HUGE PART OF THE PROBLEM. Look at how folks are putting themselves into unnecessary debt just for leisure purposes You cant fix people who dont think they have a problem.
You have a bunch of folks that want to get paid but dont understand the system they live under, poor money management skills, sense of entitlement, financially illiterate, nonskilled, possibly not even educated with anything higher than a high school diploma or a ged, poor work ethic, being picky with the types of jobs they are and are not willing to do and etc wondering why they are struggling.
The system is fukked up and thats how it was designed to work. What is your solution to counter that though? Because yall never have any solutions, just arguments driven by ego.