Obama announcing an expansion on student debt relief

[☑︎#VoteDemocrat]

The Gov't might as well be much more generous with grants to students and schools (with the express designation of cutting tuition, not going to staff raises etc.

HUH???

Look. We gotta see all actors in a field as being COMPLETELY in their own self interest.

So when you say that, you're TRUSTING that both parties would agree to this.

The only way this WONT happen is with explicit and tightly regulated law prohibiting these things.

This currently isn't in place.

and in, at the very least, quantity out-putted, not necessarily amount per)...and colleges should be more lenient on payment programs (most of which have a very short time period).

Most loans give you 6 months to 9 months post your last semester of loans...thats not something to really blink at. How long do you think the grace period should be? I'm not saying its perfect, but its a loan, not a grant.

Also, leniency doesn't change what you OWE.

Less loans will be needed then and colleges would have an incentive to lower prices because they will have fewer bad accounts receivable.

What sort of voodoo is this?

Even if I wanted you to convince me, this sort of hand-waving couch-QB level economics makes no sense to me. Most colleges barely grant the loans themselves cause its the feds who issue the money most of the time, not the colleges.

Colleges/Unis incentive to lower costs is NOT there if students aren't strapped to guaranteed loan money.

 

[Robbie3000]

I wanna say that I'm IN FAVOR of a USA led hegemony. cause in 20 years ya'll are gonna realize why the US flexed as hard as we did up to that point. Someone needs to be on top and I'd rather it be us.

Have you been asleep all of 2014? The Soviet Union is basically back. Its not under the veil of communism at this point, but just Russian influence. All the ex-states are basically waiting for CIA and FSB operations to come to a boil and we get all the juicy secrets of the fukkery taking place at this point.

The last 6 months have shown a need for defense spending more than anything since the fall of the wall.
No argument there. But don't diminish the threat of a divided Europe on world stability.

LOL at people still buying the Russian Boogeymen 20 years after the fall of the Soviet Union.

At the end of the day, whattangible benefits does US hegemony provide to us as citizens?

Those of us who don't eat from the Military industrial complex that is.

It's a ruse that many fall for.

 

[88m3]

I could fukk your entire world view up if you really want me to.

I frankly doubt the Randian community you've created in Minecraft in your mothers basement "will fukk my entire world up".

 

[NkrumahWasRight Is Wrong]

HUH???

Look. We gotta see all actors in a field as being COMPLETELY in their own self interest.

So when you say that, you're TRUSTING that both parties would agree to this.

The only way this WONT happen is with explicit and tightly regulated law prohibiting these things.

This currently isn't in place.

Thats exactly what Im talking about. Have specific regulations on grant money to schools to cover parts of tuition inflation or prices in general and/or more grants to students.

Most loans give you 6 months to 9 months post your last semester of loans...thats not something to really blink at. How long do you think the grace period should be? I'm not saying its perfect, but its a loan, not a grant. Also, leniency doesn't change what you OWE.

I was specifically referring to the proposed grants making less loans necessary for the individual..and more "leniency" on approval for grants is what I am talking about. Payment plans for those not on or only partially on loans usually are far more timely than 6/9 months. . Allow people more time to pay back money owed directly to the school and not through a loan. Obviously, it doesnt change what you owe.

What sort of voodoo is this?

Even if I wanted you to convince me, this sort of hand-waving couch-QB level economics makes no sense to me. Most colleges barely grant the loans themselves cause its the feds who issue the money most of the time, not the colleges.

Colleges/Unis incentive to lower costs is NOT there if students aren't strapped to guaranteed loan money.

Dont you understand Im talking about grants to schools and individuals? What voodoo are you talking about?

More grant money + scholarships ---> less loans needed (or at least less in amount) ------> less defaults and bad accounts...man that is couch QB level economics.

 

[Serious]

I frankly doubt the Randian community you've created in Minecraft in your mothers basement "will fukk my entire world up".

http://www.thecoli.com/threads/napoleon-is-a-low-down-dirty-gayboy.220972/

 

[☑︎#VoteDemocrat]

LOL at people still buying the Russian Boogeymen 20 years after the fall of the Soviet Union.

At the end of the day, whattangible benefits does US hegemony provide to us as citizens?

Those of us who don't eat from the Military industrial complex that is.

It's a ruse that many fall for.

1. Lower prices for ALL goods
2. Better bargains and leverage in international deals
3. Swagger and legitimacy on the world stage WHICH MATTERS
4. Cultural influence.
5. stronger currency
6. better security for you when you travel abroad...and better security for our "allies". mind you, the US secures more interests abroad than most nations do for themselves in return for increased access to goods and services.

The benefits aren't felt directly to what you take to your mattress at night, but they definitely affect you as a part of the cog in a massive machine.

 

[☑︎#VoteDemocrat]

I frankly doubt the Randian community you've created in Minecraft in your mothers basement "will fukk my entire world up".

why is reducing loan accessibility not on your radar though?

 

[☑︎#VoteDemocrat]

Thats exactly what Im talking about. Have specific regulations on grant money to schools to cover parts of tuition inflation or prices in general and/or more grants to students.



I was specifically referring to the proposed grants making less loans necessary for the individual..and more "leniency" on approval for grants is what I am talking about. Payment plans for those not on or only partially on loans usually are far more timely than 6/9 months. . Allow people more time to pay back money owed directly to the school and not through a loan. Obviously, it doesnt change what you owe.

Dont you understand Im talking about grants to schools and individuals? What voodoo are you talking about?

More grant money + scholarships ---> less loans needed (or at least less in amount) ------> less defaults and bad accounts...man that is couch QB level economics.

Grant Money and scholarships are already merit based...What are you talking about?

And granting more leniency doesn't change the principle. You might as well call student loans mortgages if you're talking about merely refinancing.

 

[88m3]

why is reducing loan accessibility not on your radar though?

The same reason population control isn't.

 

[NkrumahWasRight Is Wrong]

Grant Money and scholarships are already merit based...What are you talking about?

And granting more leniency doesn't change the principle. You might as well call student loans mortgages if you're talking about merely refinancing.

and they should lower the standards of which "merits" are based on and need based, non loan aid. that is what i mean about leniency.

 

[☑︎#VoteDemocrat]

The same reason population control isn't.

 

[☑︎#VoteDemocrat]

and they should lower the standards of which "merits" are based on and need based, non loan aid. that is what i mean about leniency.

Why?

Grants and scholarships are based on ROI to the economy and people who will give back to their communities, not feel-good happiness.

 

[88m3]

Education isn't important you've stated your case very well.

It seems however that you've suffered from that belief.

How do you limit loan accessibility to people don't have credit in the first place? By quota?

 

[Dooby]

shyt is stupid. just forgive all federal loans, it would be an insane boost to the economy.

How would that be a boost? Money owed simply disappearing into thin air and not being repaid. Please xplain.

 

[Sensitive Blake Griffin]

How would that be a boost? Money owed simply disappearing into thin air and not being repaid. Please xplain.

you're dooby breh. how am I going to explain something to you so you can understand