That's not wrong for this reason
Please pay attention folks
Nobody is looking out for you. Your family has hope for you but you control your destiny and nobody is trying to help you. You stand for YOURSELF.
Quoted for emphasis.
The most informed person about your life is you. Live for yourself and your principles, not anyone elses definition of life - you only have one..
Learn about finance. Loans (annuities and mortgages too, and when you see how loans work this will make sense), credit cards, the banking system, investments, and amortization (if owning a business). You'll be able to figure out smarter ways to make money and spot bullshytters and bad financial choices easier. Most importantly, you'll know the right questions to ask.
Take your education seriously. This does not mean hollow advice like "go to college and get a degree". I mean learning anything by any means necessary. Get self educated with all this information available for free out here. Relying on others to expand your mind is a risky proposition.
No matter how much money you think you are making - DO NOT have kids unless you are ready. Seriously. That $150,000, 6 cert life will be trash if you are unprepared for a family. A lot of cats get

because they thought having money meant kids wouldn't be expensive.